Have you ever stopped for a moment and thought what would happen should the unthinkable occur and you could never ever work again, due to an accident or sickness?
Any good financial plan will always include provision for a Total and Permanent Disablement Insurance (TPD) policy to protect you and your family from financial ruin.
In fact this can be worse than death, as the costs of living keep coming in plus the extra medical costs, expensive rehabilitation costs and home modifications you may need to pay for.
A lump sum payout for a Total and Permanent Disability Insurance policy will provide the right financial solution.