You have studied many years to earn your qualification and have created a very valuable asset – the ability to earn an Income and it goes without saying that its definitely worth insuring should the unthinkable happen.
You can protect yourself with Income Protection Insurance, but not all polices are the same.
As a medical professional you are exposed to risks that differ from other occupations and we have highlighted the key variations in policies. These are as follows:
If you contract a blood borne disease?
As a Doctor should you contract a blood borne disease like HIV, Hep B or C you will be unable to practice. Not all Insurance companies will provide Income protection insurance benefits should you contract a blood borne disease even if you suffer a needle stick injury.
So it’s important to insure with a company that will provide this cover.
Occupations that would benefit from this wording are as follows:
- Dentist Specialist
- Medical Intern
- Medical Practitioner
- Medical Specialists
- Physiotherapist, Chiropractor, Osteopath
We are a specialist Life Insurance brokers who can help you tailor your personal insurance policy. We research Income Protection Insurance companies and can give you the right advice to help you determine the policy that’s right for you.
We will give a free no obligation Life Insurance Quote and advice recommending the right policy for you.
Get a Income Protection Insurance Quote for Doctors now!