Residential Aged Care Financial Advice – Expert Guidance from

Don’t Navigate Residential Aged Care Alone – Let CCA Guide You

Planning for residential aged care is one of life’s most important and financially complex decisions. At CCA Financial Planners, we now offer dedicated aged care financial advice to help you make confident, informed choices for yourself or your loved ones.

Our advisers are trained to simplify the process, reduce aged care costs, and protect your Age Pension and estate — all while offering compassionate, professional support when you need it most.

Why You Need Professional Aged Care Financial Advice

Navigating aged care options on your own can be costly and overwhelming. Many families overpay or make irreversible decisions without realising the impact.

At CCA, we help you avoid:
– Paying excessive aged care fees
– Losing Age Pension entitlements
– Liquidating assets unnecessarily
– Rushing important decisions during emotional times

Instead, we provide clarity, structure, and peace of mind — helping you access quality care without compromising your financial future.

Why Choose CCA Financial Planners?

We go beyond basic advice. Here’s what makes our approach different:

✔️ Specialist Aged Care Training

We partner with Aged Care Gurus, one of Australia’s leading aged care advice training specialists, ensuring our team has the latest insights into aged care rules, means tests, and fee structuring.

✔️ Fee Negotiation Power

We understand what’s fixed — and what’s flexible. We’ll help you negotiate better RADs and DAPs, often saving clients tens of thousands over the course of care.

✔️ Full-Service Aged Care Planning

We assist with:
– ACAT preparation
– Centrelink forms (SA457, SA485)
– Means test optimisation
– RAD/DAP structuring
– Reviewing aged care agreements

✔️ Total Financial Integration

Aged care is just one part of your life. Our advice aligns with your:
– Retirement income goals
– Superannuation and investment strategy
– Estate planning and taxation needs