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Tag Archives: life insurance level premiums

Important Things You Need to Know About Life Insurance

Life Insurance, Personal InsuranceBy Christopher CachiaJuly 27, 2012Leave a comment

Life Insurance is something that you should never take for granted. Yes, the premiums that you have to pay for a policy may be an added expense to you, but if you think about the benefits that you get from getting coverage, you’ll think otherwise and realise its a valuable investment. You see, no one…

Personal insurance explained

Income Protection Insurance, Life InsuranceBy Christopher CachiaJanuary 9, 2012Leave a comment

There are a number of personal insurance options that are available to financially protect you and your family should the unthinkable occur. Several of these come under the umbrella of life insurance, which provides financial compensation in the event of death or the diagnosis of a terminal medical condition. Term Life Insurance Life insurance is…

Life Insurance and Stay at Home Parents

Life InsuranceBy Christopher CachiaSeptember 23, 2011Leave a comment

It is a popular misconception that life insurance is only for the family’s main income earner. When most people think about life insurance, they think of it as a means of protecting non working spouses and children from the sudden loss of income of the family breadwinner. Most people do not automatically associate life insurance…

Whole Of Life Insurance ~ In For The Long Term

Finance, Life Insurance, UncategorizedBy Christopher CachiaJuly 27, 2011Leave a comment

Whole of life insurance was once the norm in Australia but this type of insurance has been replaced with Term Life Insurance. Historically, whole of life insurance was permanent life cover that held a cash value that you could surrender or cancel at any point during your policy and receive a cash payment. In the…

Life Insurance For The Mining Industry

Finance, Life Insurance, UncategorizedBy Christopher CachiaJuly 26, 2011Leave a comment

Life insurance and income protection insurance for the Mining Industry is often thought of as too risky and difficult to obtain the required cover for the various occupations within the industry. Australian Life insurance providers may have declined cover for the mining industry in the past, despite the fact that in 1994, a study into…

Term Life Insurance – Stepped or Level Premiums?

UncategorizedBy Christopher CachiaJuly 19, 2011Leave a comment

There are two things in life you can be certain of, death and taxes. While you can’t avoid either, you can certainly minimize the financial impact in the event of your death. No one likes to think about his or her mortality, but the fallout of not having life insurance can be doubly devastating on…

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Christopher Cachia & Associates Pty Ltd atf Cachia trading trust, trading as CCA Financial Planners,
ABN 60 947 356 801 is a Corporate Authorised Representative of GPS Wealth Ltd, ABN 17 005 482 276, Australian Financial Services License No. 254 544.
www.gpswealth.com.au | info@eastonwealth.com.au | Tel: (02) 8074 8599)


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