RBA on hold, but retains a hawkish bias By Grant Feng, Ph.D, Senior Economist, Asia-Pacific Markets and economy The Reserve Bank of Australia kept the cash rate unchanged at 4.35% at the monetary policy meeting on 11 August 2026, extending its pause following three consecutive rate hikes earlier this year. Although inflation remains well…
The future is longer than you think For Janielle Porter, financial confidence isn’t about knowing all the answers. It’s about feeling prepared for a future that may last longer than you expect. Having grown up surrounded by relatives who lived well into older age, Janielle understands the importance of building financial security that can last…
6 budget habits you can start today You don’t need to be “good with money” to build wealth. Budgeting isn’t about restriction. It’s about understanding where your money goes so you can choose where it should go next. Track and review your spending Budgeting can seem like an impossible task when you first start but…
Rotation away from large-cap tech accelerates By Shaan Raithatha, Vanguard Senior Economist Markets and economy Why the AI winners are no longer just the Magnificent Seven The “Magnificent Seven,” the large-cap tech companies that have been the darlings of the U.S. stock market for so long, underperformed in the first half of 2026. While…
Our investment and economic outlook, July 2026 By Vanguard Markets and economy Our latest forecasts for investment returns and region-by-region economic outlook Our economic outlook for Australia Rate hike on hold, but a hawkish bias remains “The combination of still-elevated inflation and weakening economic activity argues for patience rather than an immediate policy…
AI and jobs: Still in an ATM phase By Adam Schickling, Vanguard Senior Economist Markets and economy AI may change jobs, but history suggests mass job losses are unlikely Every wave of technological change seems to arrive with a familiar prediction: This time, jobs are going away for good. The effect of automated teller…
Three things to know before buying ETFs By Vanguard ETFs Buying an ETF? Understand order types, market conditions and trade timing Exchange traded funds (ETFs) have become a popular way for Australians to invest, offering a simple and relatively low-cost way to gain exposure to a range of investments through a single trade, although costs…
Separation or divorce and your super By Vanguard Super and retirement Investing for life events Separation or divorce can bring emotional and financial change. Super is often overlooked at this time, but it can be one of the most significant assets to understand when dividing property and planning for the future. Separation or divorce can…
Can I still get the Age Pension if my super is healthy? By Vanguard Super and retirement A healthy super balance doesn’t always rule you out of the Age Pension Many Australians assume a healthy super balance means they’re not eligible for the Age Pension. But that’s not always the case. If you have…
What’s your risk profile? By Vanguard Investing strategy Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall. How much risk can you tolerate? Your attitude to…