Clearer signs needed before another rate cut By Grant Feng, Senior Economist Markets and economy The RBA wants to see a sustained reduction in inflation levels Last week’s decision by the Reserve Bank of Australia (RBA) to keep its cash rate on hold at 3.60% came as no surprise. Following the 0.25% interest rate cut…
How strong is your investment product knowledge? By Vanguard Investing strategy Most Australians are not confident in making financial decisions With high home ownership levels, and the trillions of dollars being held in superannuation accounts and other assets, Australia could be regarded as a nation of investors. Yet, when it comes to investment knowledge, numbers…
How mortgage debt is reshaping retirement for Australians By Vanguard Super and retirement Mortgage debt is impacting the confidence of many retirees Vanguard’s How Australia Retires 2025 report reveals a concerning trend: more Australians are expecting to enter retirement with mortgage debt, and it’s having a real impact on how they feel about their financial…
Inside the minds of equity income fund investors By Vanguard Investing strategy Equity income funds are popular with many investors. What’s their draw? A central finding of recently published research co-authored by Vanguard experts is counterintuitive: Most equity income fund owners invest for reasons other than a desire for income. Portfolio manager Sharon Hill noticed a…
Preparing your kids for financial success By Vanguard Investing strategy Here’s some easy money management skills for children of different ages. Teaching good financial habits, such as saving and budgeting, is one of the best ways to prepare children to have a secure financial future. It’s never too early or late to start talking…
How changes to deeming rates could affect your pension payments By Vanguard Super and retirement What the end to the deeming freeze means for Age Pensioners If you receive the Age Pension, upcoming changes from 20 September could affect your payments. Deeming rates used by the government to estimate the income pensioners earn from savings…
ASIC warns investment scams are on the rise By Vanguard The basics Why staying alert to scams is more important than ever ASIC has issued a warning about a new wave of investment scam websites using images of well-known Australian identities. The regulator says it has shut down more than 330 investment scam websites so…
A terrific environment for bonds By Vanguard Investing strategy In a recent Morningstar article, Sara Devereux, Vanguard’s global head of fixed income, says bond investors are enjoying a rare sweet spot in today’s market. With yields well above pre-pandemic lows and the Federal Reserve (Fed) expected to begin cutting interest rates soon, the environment remains…
Winning, losing, and learning: A reading list for investors By Vanguard The basics Reminiscences of a Stock Operator “Everybody knows that psychology plays a big role in investing,” said Daniel Shaykevich, a senior portfolio manager in Vanguard Fixed Income Group. “But we often focus on the psychology of groups, crowds, etc. We often ignore our…
Our investment and economic outlook, August 2025 By Vanguard Markets and economy Our latest forecasts for investment returns and region-by-region economic outlook Australia Progress on disinflation paves the way for further easing “The Reserve Bank of Australia is cautiously dovish amid progress on disinflation and diminished uncertainty.” —Grant Feng, Vanguard Senior Economist First-quarter…