SMSF portfolios signal steady conviction in growth assets By Vanguard Super and retirement Trustees have not retreated from equities despite bouts of market volatility The Australian Taxation Office’s September 2025 quarterly SMSF statistics reinforce a clear message for investors: while the SMSF sector is maturing in terms of fund growth, capital allocation remains decisively growth‑oriented. As at…
Are downsizer contributions losing steam? By Vanguard Super and retirement Tax Office data shows fewer people used its super scheme in 2024-25 Introduced in 2018, the home downsizer scheme allows eligible Australians aged 55 and older to contribute up to $300,000 from the sale of their home into superannuation, outside of normal annual contribution caps.…
It’s super hump month. Make the most of it By Vanguard Super and retirement Six ways to get more money into your super fund before 30 June Now that we’re already almost six months into this financial year it’s worth evaluating whether you’re making the most of your superannuation contributions. A few basic adjustments to…
The ATO is targeting super dental extractions By Vanguard Super and retirement The number of applications to access super for medical treatments has surged You may have heard or read ads from some dental service providers asserting that you can access your superannuation to pay for dental procedures. It may sound like a great idea…
How mortgage debt is reshaping retirement for Australians By Vanguard Super and retirement Mortgage debt is impacting the confidence of many retirees Vanguard’s How Australia Retires 2025 report reveals a concerning trend: more Australians are expecting to enter retirement with mortgage debt, and it’s having a real impact on how they feel about their financial…
How changes to deeming rates could affect your pension payments By Vanguard Super and retirement What the end to the deeming freeze means for Age Pensioners If you receive the Age Pension, upcoming changes from 20 September could affect your payments. Deeming rates used by the government to estimate the income pensioners earn from savings…
A super contributions deadline you won’t want to miss By Vanguard Super and retirement If you plan to get more into your super this financial year, act very quickly. If you’re aiming to make a personal superannuation contribution before the end of the current financial year, your actual lodgement deadline is probably just over…
How topping up your super each year could leave you $80,000 better off in retirement By Vanguard Super and retirement The power of regular voluntary super contributions As the end of the financial year approaches, it’s the perfect time to consider giving your super a boost. New analysis from Vanguard shows that small, consistent contributions…
New SMSF trustees propel uptake of financial advice By Vanguard Super and retirement The $1 trillion superannuation sector still has significant advice gaps The number of Australians using a self managed superannuation fund (SMSF) hit a new record at the end of 2024. Australian Tax Office data shows almost 26,000 new funds were created last…
The superannuation changes from 1 July By Vanguard Super and retirement The super changes coming into effect in the 2025-26 financial year Australian superannuation laws are set to change once again in the 2025-26 financial year as the nation’s fast-growing retirement savings system continues to evolve. Below is a summary of the changes that will…