How topping up your super each year could leave you $80,000 better off in retirement By Vanguard Super and retirement The power of regular voluntary super contributions As the end of the financial year approaches, it’s the perfect time to consider giving your super a boost. New analysis from Vanguard shows that small, consistent contributions…
New SMSF trustees propel uptake of financial advice By Vanguard Super and retirement The $1 trillion superannuation sector still has significant advice gaps The number of Australians using a self managed superannuation fund (SMSF) hit a new record at the end of 2024. Australian Tax Office data shows almost 26,000 new funds were created last…
The superannuation changes from 1 July By Vanguard Super and retirement The super changes coming into effect in the 2025-26 financial year Australian superannuation laws are set to change once again in the 2025-26 financial year as the nation’s fast-growing retirement savings system continues to evolve. Below is a summary of the changes that will…
Your 30 June superannuation checklist By Vanguard Super and retirement With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June. Even depositing a small amount of extra money into your super account before 30 June this year could make a…
Three ways to check your super is working for you By Vanguard Super and retirement Small changes in performance or fees can make a big difference in retirement. How often do you check in with your super? For younger Australians, the answer is likely to be “not very often”. Research by ASIC’s Moneysmart found that…
Uncertainty in markets can also mean opportunity By Greg Davis, President and Chief Investment Officer Super and retirement Pending tariffs might mean greater risk in the markets, but also opportunities. Ongoing tariff negotiations leave many unanswered questions, adding to uncertainty in the markets. Uncertainty can be unsettling, no doubt, particularly for investors in countries impacted…
Home is where the super is for many Australians By Tony Kaye, Senior Personal Finance Writer Super and retirement More Australians are upsizing their super by downsizing their home Home ownership is still the great Australian dream for many people. But, for a growing number of older Australians, it is also about selling the home…
Four SMSF breaches high on the ATO’s radar By Vanguard Super and retirement The Tax Office is actively targeting SMSF trustees over a range of super breaches. Home ownership is still the great Australian dream for many people. Australia’s contingent of around 630,000 self-managed super funds (SMSFs) is now managing more than $1 trillion in assets.…
Working longer or retiring earlier: Australia’s retirement reality By Tony Kaye, Senior Personal Finance Writer Super and retirement When Australians are choosing to retire comes down to a range of factors. Vanguard’s 2024 How Australia Retires research found that nearly 50% of retirees have retired earlier than they would have thought. The average retirement age reported by…
Why many of us need a super savings nudge By Tony Kaye, Senior Personal Finance Writer Super and retirement Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In fact, this year actually marks the 100th anniversary of the official launch…