The retirement gap we don’t talk about By Renae Smith, Chief of Personal Investor, Vanguard Australia Super and retirement Retirement confidence isn’t just about your nest egg, it’s about your plan Do you know how much interest you pay on your mortgage? Chances are you do. Like many homeowners, you may follow the Reserve Bank’s…
Is your super on track? Being ‘on track’ is not about keeping up with anyone else. It’s about understanding where you are, knowing what matters, and feeling more confident about your next step. It’s one of those questions that can sit quietly in the background for years: “Am I where I should be with my…
The three phases of retirement: Key decisions at every stage By Vanguard Super and retirement Retirement starts long before your last day at work There are certain moments in life that reshape not just your finances, but the way you live. Starting a family, moving overseas for a job, changing careers – retirement belongs in that…
Financial literacy in Australia: Where we’re improving (and falling behind) By Vanguard Super and retirement The basics How well do we understand our money? Most of us make financial decisions almost every day. We decide whether to save or spend, how much of the mortgage to pay down, where to invest and, eventually, how to turn…
Generation Mortgage: Why younger Australians face a very different retirement By Vanguard Super and retirement A very different retirement awaits For generations of Australians, owning the family home outright by retirement was almost taken for granted. You bought a house during your working years, gradually paid down the mortgage and ideally entered retirement debt-free, with…
Five steps towards a more confident retirement By Vanguard Super and retirement Small steps today could make a big difference to how you feel about retirement For many Australians, the answer isn’t particularly reassuring. Retirement can feel like a distant and complicated goal, particularly when you’re balancing more immediate priorities such as mortgage repayments, household…
Separation or divorce and your super By Vanguard Super and retirement Investing for life events Separation or divorce can bring emotional and financial change. Super is often overlooked at this time, but it can be one of the most significant assets to understand when dividing property and planning for the future. Separation or divorce can…
Can I still get the Age Pension if my super is healthy? By Vanguard Super and retirement A healthy super balance doesn’t always rule you out of the Age Pension Many Australians assume a healthy super balance means they’re not eligible for the Age Pension. But that’s not always the case. If you have…
Your 30 June superannuation checklist By Vanguard Super and retirement Five easy ways to get more into your super fund before the end of the financial year With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June. Even depositing a…
Can I access my super early? By Vanguard Super and retirement Many older Australians are understandably eager to access their superannuation, but strict rules apply For many Australians, superannuation will be their most significant source of long‑term savings. Yet, despite being a crucial part of the nation’s retirement income system since the introduction of…