Separation or divorce and your super By Vanguard Super and retirement Investing for life events Separation or divorce can bring emotional and financial change. Super is often overlooked at this time, but it can be one of the most significant assets to understand when dividing property and planning for the future. Separation or divorce can…
Can I still get the Age Pension if my super is healthy? By Vanguard Super and retirement A healthy super balance doesn’t always rule you out of the Age Pension Many Australians assume a healthy super balance means they’re not eligible for the Age Pension. But that’s not always the case. If you have…
Your 30 June superannuation checklist By Vanguard Super and retirement Five easy ways to get more into your super fund before the end of the financial year With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June. Even depositing a…
Can I access my super early? By Vanguard Super and retirement Many older Australians are understandably eager to access their superannuation, but strict rules apply For many Australians, superannuation will be their most significant source of long‑term savings. Yet, despite being a crucial part of the nation’s retirement income system since the introduction of…
SMSF portfolios signal steady conviction in growth assets By Vanguard Super and retirement Trustees have not retreated from equities despite bouts of market volatility The Australian Taxation Office’s September 2025 quarterly SMSF statistics reinforce a clear message for investors: while the SMSF sector is maturing in terms of fund growth, capital allocation remains decisively growth‑oriented. As at…
Are downsizer contributions losing steam? By Vanguard Super and retirement Tax Office data shows fewer people used its super scheme in 2024-25 Introduced in 2018, the home downsizer scheme allows eligible Australians aged 55 and older to contribute up to $300,000 from the sale of their home into superannuation, outside of normal annual contribution caps.…
It’s super hump month. Make the most of it By Vanguard Super and retirement Six ways to get more money into your super fund before 30 June Now that we’re already almost six months into this financial year it’s worth evaluating whether you’re making the most of your superannuation contributions. A few basic adjustments to…
The ATO is targeting super dental extractions By Vanguard Super and retirement The number of applications to access super for medical treatments has surged You may have heard or read ads from some dental service providers asserting that you can access your superannuation to pay for dental procedures. It may sound like a great idea…
How mortgage debt is reshaping retirement for Australians By Vanguard Super and retirement Mortgage debt is impacting the confidence of many retirees Vanguard’s How Australia Retires 2025 report reveals a concerning trend: more Australians are expecting to enter retirement with mortgage debt, and it’s having a real impact on how they feel about their financial…
How changes to deeming rates could affect your pension payments By Vanguard Super and retirement What the end to the deeming freeze means for Age Pensioners If you receive the Age Pension, upcoming changes from 20 September could affect your payments. Deeming rates used by the government to estimate the income pensioners earn from savings…