Quarterly economic and market update June 2024

Quarterly economic and market update June 2024 Global equities reached record highs after faltering in April, as the inflation outlook became more favourable as the quarter progressed. The ‘bad news is good news’ dynamic reemerged as weaker economic data, particularly in the United States, contributed to more interest rate cuts priced in by markets… Download…

Our investment and economic outlook, July 2024

Our investment and economic outlook, July 2024 By Vanguard Markets and economy Our region-by-region economic outlook and latest forecasts for investment returns. A labour market indicator that has reliably signaled the start of recession could appear in coming months. The Sahm rule (named after the former Federal Reserve economist who identified it) is triggered when…

More high-net-worth individuals are using ETFs

More high-net-worth individuals are using ETFs By Tony Kaye, Senior Personal Finance Writer ETFs Why wealthy investors are gravitating towards exchange traded funds. High-net-worth individuals, often referred to as HNWIs, are often linked to investments that are out of the financial reach of most everyday investors. Think of investments with high minimum entry levels, such…

The potential risks of private credit investments

The potential risks of private credit investments By Tony Kaye, Senior Personal Finance Writer Investing Strategy Investors considering private credit income products should closely assess the risks. It sounds like an investment opportunity that’s too good to miss. Earn double-digit annualised return, with income paid monthly. At least that’s how some private credit providers are…

The superannuation changes from 1 July

Updated July 2024 | 6 min read The superannuation changes from 1 July By Tony Kaye, Senior Personal Finance Writer Retirement The super changes that came into effect from the start of the 2024-25 financial year. A number of superannuation changes came into effect on 1 July 2024 that are designed to help working Australians…

Putting your tax savings to good use

July 2024 | 6 min read Putting your tax savings to good use By Tony Kaye, Senior Personal Finance Writer Investing Strategy Consider deploying your extra cash as part of a regular investing strategy. Millions of Australians are about to start receiving their first pay packet for the 2024-25 financial year, and it should contain…

Spending your kids’ inheritance

Spending your kids’ inheritance By Tony Kaye, Senior Personal Finance Writer Retirement Many Australians expect an inheritance, but their parents may have a different view.  Around one in two Australians have received or expect to inherit money or property, either from their parents or others. That’s one of the key findings from Vanguard’s 2024 How Australia…

Less globalisation may not mean higher U.S. inflation

Less globalisation may not mean higher U.S. inflation By Kevin Khang, Vanguard Senior International Economist Markets and economy Why slowing globalisation is unlikely to lead to worrying inflation. Low inflation in the decades before the COVID-19 pandemic has often been attributed to globalisation. So, it would be natural to think the opposite—that less international trade,…