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The Australian Prudential Regulation Authority reported significant losses in the industry. The fiscal year June 2012 was said to have suffered over $110 million in losses. This has prompted an increase in Comminsure income protection premiums and policies. However, the changes will not affect new business rates or policies that date back in 2003 and…
Several insurance protection options are available. There is the Worker’s Compensation, Income Protection, Disability Income Insurance, Sickness & Accident Insurance, Accident & Illness Insurance and Injury & Illness Insurance. Each one is about cover in case of an illness, injury or death but means differently over the other. What is Worker’s Compensation/Work Cover? …
About 3% of income protection policies in for some changes save for new business rates, 2003-drafted policies and new business and in-force level premium rates. The changes are brought about by the Australian Prudential Regulation Authority report of over $110 million losses as of FY June 2012 and increased claims. The effects will be…
Recently, more men in Australia are being diagnosed with prostate cancer, said to be the primary cause of cancers. Reportedly, it was the reason for about 30% of tumours in 2006. This is likely the result of prostate specific antigen (PSA) testing in asymptomatic men. Normal and abnormal tissues produce PSA that increases with the…
Prostate cancer used to be considered old man’s disease but that has changed. This has prompted AIA’s Priority Protection to step up its prostate cancer cover. Facts about prostate cancer: In Australia, about 20,000 new prostate cancer cases are diagnosed yearly. About 3,300 men die of prostate cancer; about the same number of women who…
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We can all vividly remember how we felt following the impact of the GFC and severe downturn in investment markets. Many Superannuation funds that had performed well in 2006/07 dropped dramatically in 2008/09 – some aggressive funds dropped by 50% in value. However, markets move in cycles and now people who have money invested in…
Australians are in for higher life insurance premiums. Thierry Bareau of Rice Warner Actuaries told news.com.au that this could have been triggered by the increased number of people who signed up for different super accounts, life insurance included, after the 15% to 20% drop in prices of life insurance quotes in the last 4 to…