Position sizing can make or break your returns By Vanguard Investing strategy The power of position sizing I have a thought experiment. Assume you are given $25, and you can bet on a coin that has a 60% chance of coming up heads and a 40% chance of coming up tails. You have 30 minutes…
How to budget using the 50/30/20 method By Vanguard The basics This is a great strategy for anyone who wants an easy and structured budgeting method To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important. What’s even more important is…
The hunt for yield is on again. But not all yields are the same. By Vanguard Investing strategy Low interest rates have intensified the search for higher income returns As we noted in a recent article, Australian households are now holding record amounts of cash. Reserve Bank data shows the weighted average interest rate being paid on…
The ATO is targeting super dental extractions By Vanguard Super and retirement The number of applications to access super for medical treatments has surged You may have heard or read ads from some dental service providers asserting that you can access your superannuation to pay for dental procedures. It may sound like a great idea…
How to use the zero-based budget method By Vanguard The basics This is a good strategy for people who focus on the details and like to track where all their dollars are being spent. To achieve our financial goals, we need to know where our money is going. This is why having a budget…
How to budget using the pay-yourself-first method By Vanguard The basics Here’s three simple steps to create a budget that involves paying yourself before paying your bills. To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important. What’s even more important is…
Our investment and economic outlook, October 2025 By Vanguard Markets and economy Our latest forecasts for investment returns and region-by-region economic outlook Australia Modest disinflation, tight labour market warrant caution “We expect the Reserve Bank of Australia to maintain a cautious monetary policy stance, with any future easing likely to proceed at a…
Clearer signs needed before another rate cut By Grant Feng, Senior Economist Markets and economy The RBA wants to see a sustained reduction in inflation levels Last week’s decision by the Reserve Bank of Australia (RBA) to keep its cash rate on hold at 3.60% came as no surprise. Following the 0.25% interest rate cut…
How strong is your investment product knowledge? By Vanguard Investing strategy Most Australians are not confident in making financial decisions With high home ownership levels, and the trillions of dollars being held in superannuation accounts and other assets, Australia could be regarded as a nation of investors. Yet, when it comes to investment knowledge, numbers…
How mortgage debt is reshaping retirement for Australians By Vanguard Super and retirement Mortgage debt is impacting the confidence of many retirees Vanguard’s How Australia Retires 2025 report reveals a concerning trend: more Australians are expecting to enter retirement with mortgage debt, and it’s having a real impact on how they feel about their financial…