Stay invested despite current market conditions

With markets falling and inflation ramping up, investors might feel they need to ‘do something’ to avoid further losses. However, when it comes to investing, taking action in response to market turmoil may derail a sound investment strategy. To say that conditions have changed since Vanguard’s initial 2022 outlook would be an understatement. We welcomed…

Tips to avoid investing badly

Tips to avoid investing badly   While it’s difficult to be the best investor in the world, we can all actively avoid being a ‘bad investor’ by learning from history and staying the course.  Extended periods of market volatility regularly spark discussions around great investors and the traits that qualify folks to be included in…

What to do when interest rates change

Recent RBA announcements are a reminder for investors to take stock of the risks they are taking, and to stay focused on their long-term goals. The recently announced 0.5 percentage point rate rises might have come as a surprise to many, after years of ultra-low interest rates. But the RBA announcements – a step to…

Four common retirement goals

A comfortable retirement looks different for everyone, but most investors share some common goals. We’ve broken those down into four key categories to help you start planning today.   Envision your ideal retirement: Are you relaxing on a beach? Starting a new hobby? Or finally taking that trip to Paris? A comfortable retirement looks different…

The value of having a budget

The rising cost of living is on everyone’s mind. Here’s why having a budget could help get you through the tough times ahead.   The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup. Although counter reports came out sceptical of such a…

The cost of not investing

While there will always be a cost of investing, there is also a cost of not investing. Here’s why.   For many people, the phrase “investing in the share market” is framed by either gains and losses. For the “gains” group, the thought of increasing their wealth and having the potential to generate returns is what propels…

Tips to navigate market volatility

In times of market volatility, it’s useful to remember a few grounding investment principles that can get you through the good and the not-so-good. The best thing investors can do when markets are volatile is to stay invested. Of course, that’s often easier said than done, especially when market commentators point to a market correction…

Oliver’s Insights – Investment outlook Q&A – inflation, interest rates, Russia & Ukraine, the risk of a share crash, house prices and other issues

The attached note covers the main questions investors commonly have regarding the investment outlook in a simple Q&A format. The key points are as follows: Inflation will likely slow later this year but remain well above pre-pandemic levels over the medium term. Wages growth is likely to pick up to 3% this year. A Russian…