Deeming freeze a win for Age Pensioners By Tony Kaye, Senior Personal Finance Writer Retirement Why the decision to keep deeming rates on hold may be a window for interest rates. In delivering the second reading of the Appropriation Bill (No. 1) 2024–25 last week, otherwise known as the latest federal budget, the Treasurer announced…
Our investment and economic outlook By Vanguard Markets and economy Our region-by-region economic outlook and latest forecasts for investment returns. For the last decade-plus, a lack of both automation and new general-purpose technologies (GPTs) have weighed on U.S. economic growth. But new Vanguard research suggests that artificial intelligence (AI) will prove to be the next…
Untangling yields: Lessons for income investors By Tony Kaye, Senior Personal Finance Writer Investing Strategy Higher interest rates equal higher yields on some investments, but not all. When the Federal Reserve Bank’s chairman, Jerome Powell, signalled last week that United States’ interest rates are likely to stay higher for longer, many income investors there would…
Transitioning into retirement: What you should know By Tony Kaye, Senior Personal Finance Writer Retirement Deciding on your retirement funding options comes down to personal choice. If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire. Broadly speaking, you have a few options…
May 2024 | 6 min read The superannuation changes from 1 July By Tony Kaye, Senior Personal Finance Writer The super changes on the way from the start of the 2024-25 financial year. A number of superannuation changes will come into effect from 1 July 2024 that are designed to help working Australians get…
May 2024 | 9 min read Exchanges play a vital role in driving ETF liquidity By Vanguard ETFs Over the past decade, the benefits of exchange-traded funds (ETFs) have resonated with millions of investors worldwide. But those benefits wouldn’t be possible without the contributions of the key players within the ETF ecosystem. While the role…
May 2024 | 5 min read Four steps to plan for a better retirement By Vanguard Retirement Here is a practical approach to creating a retirement plan that will help enable financial peace of mind. Many investors concentrate on building their nest egg during their working lives to pay or help pay for their retirement…
How to choose an ETF By Vanguard Navigating through the growing ETFs maze. With so many ETFs of all shapes and sizes now available on the market, finding the right one to invest in can sometimes be a difficult choice for investors. Below are a few suggestions on what to look out for when…
An investment bet that is hard to forget By Tony Kaye, Senior Personal Finance Writer Investing Strategy Why billionaire active investor Warren Buffett is also an avid supporter of index funds. Investing should never be about making bets, even calculated bets. But there are exceptions to the rule, especially when the person betting is one…
Building resilient portfolios through diversification By Greg Davis, President and Chief Investment Officer, Vanguard Investing Strategy Vanguard’s President and Chief Investment Officer, Greg Davis, examines the role that asset classes play in a portfolio in today’s market environment. After a period of relative market calm, market dynamics in the last few years have…