The trouble with having too much cash By Vanguard Investing strategy Investors with large cash holdings should keep an eye on falling deposit rates. Most of us have heard the saying, cash is king. It relates to the liquidity advantages of having an amount of cash readily available to cover off things such as everyday…
A dive into diversifieds By Vanguard ETFs Diversified ETFs are an efficient way to gain exposure to a multi-asset portfolio. With hundreds of exchange traded funds (ETFs) now listed on the Australian Securities Exchange, selecting just one to invest in might feel daunting. While most broad-based ETFs deliver diversification within an asset class by providing…
Why Warren Buffett remains a big fan of ETFs By Vanguard ETFs The Oracle of Omaha says low-cost index funds are still best for most investors. As one of the world’s most successful investors, with an estimated net worth of around US$150 billion, Warren Buffett is regularly referred to as the “Oracle of Omaha” because…
The end of hybrids. What that means for investors By Tony Kaye, Senior Personal Finance Writer Investing strategy Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a profound impact on many retail investors can occur without attracting too much…
A perspective on tech sector volatility By Joe Davis, Chief Economist and Head of Investment Strategy Group Investing strategy Tech shares fell recently as investors questioned the value of established players. News of an open-source artificial-intelligence model that could potentially rival current models at significantly lower cost caused tech shares to tumble recently, as investors…
Investors add record $33.5bn into ASX-listed ETFs in 2024 By Tony Kaye, Senior Personal Finance Writer ETFs Australia’s ETFs industry has reached new heights after huge inflows in 2024. ASX-listed exchange traded funds (ETFs) attracted a record $33.49 billion of investors’ cash inflows in 2024, smashing the previous $23.6 billion post-COVID full-year inflows record set…
The power of dollar-cost averaging By Tony Kaye, Senior Personal Finance Writer Build your investment portfolio How regular investments and compounding add up to higher long-term returns. If you’re a member of a managed superannuation fund, chances are you’re already benefitting from the long-term power of dollar-cost averaging. But what exactly is it, and how…
The end of hybrids. What that means for investors By Tony Kaye, Senior Personal Finance Writer Investing strategy Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a profound impact on many retail investors can occur without attracting too much attention.…
The biggest assets growth areas for SMSFs By Tony Kaye, Senior Personal Finance Writer Investing strategy What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed superannuation funds (SMSFs) are parking the retirement savings that they have invested within the super system. The…
Beating the market is much harder than you think By Tony Kaye, Senior Personal Finance Writer Investing strategy The latest SPIVA results highlight the benefits of index funds as portfolio cores. “Don’t look for the needle in the haystack. Just buy the haystack”. That’s a famous quote by Vanguard’s founder, John Bogle, that really sums…