Beating the market is much harder than you think By Tony Kaye, Senior Personal Finance Writer Investing strategy The latest SPIVA results highlight the benefits of index funds as portfolio cores. “Don’t look for the needle in the haystack. Just buy the haystack”. That’s a famous quote by Vanguard’s founder, John Bogle, that really sums…
Investor stories: Meet Saul Barnett By Vanguard Investor stories As other investors panicked in 2020, Saul decided it was time to invest. Global investment markets fell sharply in 2020 as the onset of the COVID-19 pandemic induced widespread panic among investors. For Saul, then aged 21, it was the perfect opportunity to make his…
Diversify the way you think about diversification By Vanguard Investing strategy Investors can employ diversification strategies beyond just asset allocation From the Bible to Aesop’s Fables to modern portfolio theory (MPT), the concept of diversification—not putting all your eggs in one basket—as a means of reducing risk has been around for more than 3,000…
I wish I’d started investing earlier By Tony Kaye, Senior Personal Finance Writer Investing for life events Leveraging the power of compounding over time is at the heart of investing. “I wish I’d started investing earlier”, and “Start as soon as you can. It’s never too late”. They’re common responses to the question we’ve asked…
How Aussie parents and grandparents are investing for kids By Tony Kaye, Senior Personal Finance Writer Investing for life events An increasing number of parents are making regular investments into minors’ accounts. October has become a particularly busy investment month for many parents in the United States, and the activity has nothing to do with…
A new ETFs record as investors target international equity index funds By Tony Kaye, Senior Personal Finance Writer ETFs Strong third-quarter investor inflows lift ETF assets to a record $219.5 billion. Robust investor cash flows over the September quarter, most notably into international equity index-tracking ETFs, helped to lift the Australian ETFs industry’s assets under…
2024 Vanguard Index Chart: The strong path from steady investing By Tony Kaye, Senior Personal Finance Writer Investing strategy The average annual returns from six major asset classes over the last 30 years. Some events can become ingrained in our memories. Take four years ago for example, when the rapid spread of COVID-19 sparked mass…
How investing regularly can propel your returns By Tony Kaye, Senior Personal Finance Writer Investing strategy Even investing small amounts on a regular basis will compound returns over time. Among many other things, the theoretical physicist and Nobel Prize winner Albert Einstein had a strong grasp of mathematics, particularly around the power of compounding interest…
More high-net-worth individuals are using ETFs By Tony Kaye, Senior Personal Finance Writer ETFs Why wealthy investors are gravitating towards exchange traded funds. High-net-worth individuals, often referred to as HNWIs, are often linked to investments that are out of the financial reach of most everyday investors. Think of investments with high minimum entry levels, such…
The potential risks of private credit investments By Tony Kaye, Senior Personal Finance Writer Investing Strategy Investors considering private credit income products should closely assess the risks. It sounds like an investment opportunity that’s too good to miss. Earn double-digit annualised return, with income paid monthly. At least that’s how some private credit providers are…