The number of retired Australians is set to surge, and so will demand for retirement advice. Regardless of where you are on life’s journey, good advice is always valuable. Whether it’s buying your first car, your first house or preparing for retirement – getting advice can help validate your plans or steer you around pitfalls…
While there’s no share market crystal ball, these real-time volatility indexes provide a gauge on investor sentiment about the future. Daily fluctuations in individual share prices are totally normal, but when share markets as a whole become more volatile it can be quite unsettling for many investors. It should come as no surprise that there…
A growing number of Australians are downsizing their home to fund their retirement. Here’s the latest data from the ATO on use of the downsizer measure. Vanguard’s recently released How Australia Retires study found that Australians with the highest confidence about their future retirement tend to take the most purposeful action to prepare. For some Australians that…
Most Australian work hard to build up their nest egg but many are hesitant to spend it when they retire. You’ve worked hard to build your retirement nest egg and now the time has come or is approaching for you to begin the “decumulation phase”—taking withdrawals in retirement to live off your accumulated assets. This…
With only a few weeks left in this financial year, time is running out to maximise your super options. Outside of our home, the amount we have in superannuation savings is often our second-biggest investment asset. With the end of the financial year fast approaching, now is a good time to check your super options,…
Are you retirement ready? Our inaugural How Australia Retires study has uncovered some common themes that make Australians highly confident about their retirement. How confident are you about your future retirement? Do you think you’ll have enough money to achieve the retirement lifestyle you imagine? And, importantly, what steps are you taking if any, or have you…
Thousands of years ago, Polynesian explorers using basic, wooden outrigger canoes embarked on long-distance voyages across the vast Pacific Ocean to travel between regional islands. They did so long before the advent of any maritime navigational instruments, relying heavily on the night sky to guide them. More precisely, they used two stars in particular –…
The just-finished Australian Open had most spectators gripping the edge of their seats at times over its 14 days of play. From the opening round, right through to the women’s and men’s finals, you could say the first Grand Slam tennis tournament of 2023 had it all. Top-seed upsets, unexpected withdrawals, unforeseen events, and on-and-off-court…
How have share markets around the world performed this year? And what investment lessons can we learn from 2022? Read on to find out. Volatility has been constant on global investment markets throughout this year. It has largely been driven by fears over surging inflation, rising interest rates, energy price shocks, the likely prospect of…
Be deliberate The first step to building a sound investment portfolio is to know why you’re investing. Setting measurable investment goals gives investors clarity and direction, and prevents them from falling into common investment traps like chasing unrealistic market returns or being overly influenced by transitory factors like product fads or short term performance. Before…