No one can really tell when sickness or accident may strike, that’s why it makes a lot of sense to have Accident and Sickness insurance coverage of some sort. Although Life Insurance can also fit the bill, usually this is not enough to cover lost income of the policyholder due to an inability to work.…
Your friend has long been telling you to get Trauma Insurance coverage since your family has a medical history of cancer. But you keep on putting it off as you believe that your Life Insurance is enough to cover this. So, do you really think that serious illness is covered by Life Insurance? Some insurance…
If you and your family rely mainly on your income to pay for your monthly expenses, how do you think everyone will cope in case you become incapable of work for a few weeks because of sickness or accidental injuries? Medical expenses alone can be very expensive, so where else can you turn to in…
Accident and sickness, no matter how healthy and careful you are, any of these two can happen to you at one point in your life. Accident, for one, can happen anytime, anywhere – yes even when you’re playing sports. And so, if you suffer injuries because of this accident, you need to pay for unexpected…
Life Insurance is something that you should never take for granted. Yes, the premiums that you have to pay for a policy may be an added expense to you, but if you think about the benefits that you get from getting coverage, you’ll think otherwise and realise its a valuable investment. You see, no one…
You’ve got recommendations from colleagues and friends, you’ve read quite a good reviews for Insurance providers, you’ve got choices, now you’re confused than ever over which Income Protection Insurance to buy. So, how do you make the process easier? Pick the one that you’ve come across simply because it offers the cheapest rates? That’s definitely…
“I’m sorry but you’ve got cancer.” We’ve heard this line so many times in Australia. And perhaps, you’ve heard it yourself when someone you know was diagnosed with the big “C” in the past. If the feeling was quite unbearable when the doctor told this line to someone you know, what do you think it…
What’s stopping you from getting a personal insurance coverage? Is it the thought that you think it’s not necessary? Or is it your budget because you’re afraid of high premiums for the coverage that you need? If you are worried about the latter, well fret not because policy premiums indicated in various personal insurance quotes…
Working 8 hours a day, 5 days a week just to earn money can very much take a toll on you. And if you’re not healthy enough, stress may likely lead to an illness, which can render you incapable to work for a certain period. Who will take care of the medical bills – and…
If you have finally decided to get personal insurance coverage, well that’s good because, life has so many uncertainties – and the more prepared you are, the better. It is so easy to neglect getting insurance especially if you’re still earning an income and in a good state of health. But if you think about…