Disability insurance provides you with financial cover if you suffer a physical injury that prevents you from working either in the short term or long term. Having disability insurance is just as important as life insurance, perhaps more so as the odds of becoming disabled are much higher than dying. According to Comminsure, 1 in…
A recent global study conducted by MetLife, into the financial concerns, needs, habits and expectations of employees in Australia, Brazil, India, Mexico and the UK found that more than half of the Australian workers surveyed, the major concern is having enough money to pay household bills in the event of sudden income loss. Yet few…
CCA FP are proud to sponsor the girls under 16 age group and boys under 12 age group boys. Here is a snap shot of the girls wearing their Soccer tops.
Our ability to work and earn a living is regarded as a valuable asset, so having insurance that helps protect our financial assets makes good sense. With so many different insurance policies available, knowing which type of insurance will meet your needs can be a complicated business. Understanding what kind of cover you’re really getting…
Income protection insurance provides you with a replacement income if you are unable to work because of an injury or illness. Income protection insurance can also provide you with assistance when you’re ready to go back to work. Typically income protection pays a monthly benefit of up to 75% of your income while you are…
Australia offers so many opportunities for its citizens which help them enhance the level of their lifestyle. Take for example income protection insurance policies and overall benefits. Such policies are tailor made for the standard benefits. It all depends upon individual choices and favorable circumstances for desired benefits which one may like to avail. Selection…
Let’s face it earning an income is important, it pays for our necessities and allows us to save, invest and build wealth for retirement. To suddenly find yourself in a situation where you cannot earn your income because you’re ill or injured is a distressing prospect. With no income how are you going to pay…
Most Australian families have some level of life insurance cover, but what most people might not realize, is that they barely have adequate cover to continue their mortgage payments and daily living expenses, on top of their medical bills in the event of a serious illness, accident or even death of the main breadwinner. According…
Whether you’re young and just starting your career, a single parent, approaching mid life or looking forward to your retirement, having life insurance cover is reassuring should you unexpectedly have an accident or illness that prevents you from earning your income. Taking out life and total and permanent disability (TPD) insurance through a superannuation fund…
Income protection is often overlooked when the going is good, but sometimes life’s unexpected bumps can trip you up leaving you in a vulnerable position. An accident or illness can have serious effects on your finances and while you’re on the road to recovery, meeting daily expenses and necessities can be a major strain on…