What’s stopping you from getting a personal insurance coverage? Is it the thought that you think it’s not necessary? Or is it your budget because you’re afraid of high premiums for the coverage that you need? If you are worried about the latter, well fret not because policy premiums indicated in various personal insurance quotes…
A recent global study conducted by MetLife, into the financial concerns, needs, habits and expectations of employees in Australia, Brazil, India, Mexico and the UK found that more than half of the Australian workers surveyed, the major concern is having enough money to pay household bills in the event of sudden income loss. Yet few…
Our ability to work and earn a living is regarded as a valuable asset, so having insurance that helps protect our financial assets makes good sense. With so many different insurance policies available, knowing which type of insurance will meet your needs can be a complicated business. Understanding what kind of cover you’re really getting…
Whether you’re young and just starting your career, a single parent, approaching mid life or looking forward to your retirement, having life insurance cover is reassuring should you unexpectedly have an accident or illness that prevents you from earning your income. Taking out life and total and permanent disability (TPD) insurance through a superannuation fund…
In any field of study, the basic meaning of insurance is risk management policy that is taken by the people in order to reduce the uncertainties at the time of the real risk. The parties involved in insurance are the insurer (generally a company) and the insured (an individual) The Australian market related to the…
Getting your life insured is one of the first and foremost task for a living person since a person never knows about the future but keeping it secured is the tagline of life insurance companies. A person pays premiums for life and then after the death of the person the company pays the insurer the…
is a type of management of risk which is used to prevent the risk of the uncertain future. In this, the exchange of payment in the form of money is done to shift the risk from one person or entity to another in case of a loss. In this cycle, the insured, who is also…
Life Insurance is looked at as a basic necessity in this day and age. This is sans any country or region as the whole world seems to be aligning itself to this economic tool. Hedging your risks for unforeseen financial loss is a done thing as people have their money put in various projects at…
Today life has become so unpredictable that no one is sure that what will happen the next moment. This insecurity amongst people has leaded them to take corrective measures as to minimize the risk and uncertainty. One obviously cannot change the future but can try to minimize the risk and damages and one of the…
Life insurance is one of the best financial assets to have. Australia has all the major life insurance agencies working on its land. Its people have been able to cultivate rich dividends by investing in the big corporations. They have a healthy list of insurance packages to buy from. It is a simple calculation to…