Let’s face it earning an income is important, it pays for our necessities and allows us to save, invest and build wealth for retirement. To suddenly find yourself in a situation where you cannot earn your income because you’re ill or injured is a distressing prospect. With no income how are you going to pay…
Most Australian families have some level of life insurance cover, but what most people might not realize, is that they barely have adequate cover to continue their mortgage payments and daily living expenses, on top of their medical bills in the event of a serious illness, accident or even death of the main breadwinner. According…
Income protection is often overlooked when the going is good, but sometimes life’s unexpected bumps can trip you up leaving you in a vulnerable position. An accident or illness can have serious effects on your finances and while you’re on the road to recovery, meeting daily expenses and necessities can be a major strain on…
Income protection insurance can provide you with up to 75 percent of your normal income if you are injured or ill and are unable to work. It can be a real saviour in times of need. Unless you are a believer in tarot, a practising astrologer, a seer with the power of foresight, then you…
Getting life insurance is a must, so here is a guide to show you how to do it. If you are a prudent and sensible person then you need to have life insurance. You never know what is going to happen and the last thing you want is to become a burden on your family…
Getting life insurance can be confusing, here are some tips to help you. You never know what is around the corner, what life holds for you next, which is why the sensible person has life insurance. It is the safety net we should all have. Nobody wants to become a burden to those they love,…
A life insurance policy is a must for every individual. However, not everyone intends to buy and keep one mainly because of the costs incurred. It is a common knowledge that most life insurance products in the market today require expensive premiums, which turn off most budget-conscious consumers. However, there is one specific type of…
A life insurance plan is necessary protection for most. However, before buying a policy, there are many factors to consider in finding out if it is right for you and your financial circumstance. Insurances are not for free. There is a need to pay premiums on a regular basis to make the insurance accounts current…
Many Australian Life Insurance companies now offer term life insurance which can be tailored to you and your family’s needs without putting a strain on your budget. The one thing you have to keep in mind is that finding the right life insurance policy can take time. Here are few guidelines while looking for term…
A company is only as good as its employees. It’s the people who make the company and it’s extremely important that the organisation look after their personnel. They bring that something extra to the table and become an integral part of the company. They are known as the key persons in a company and you…