Income protection insurance is essential for medical professionals to help them protect their family in the event that they contract an illness or injury which prevents them from working for a significant period of time. Having critical illness benefits on top of your standard income protection insurance could also mean a substantial increase in your level of protection.
As a medical worker, you are at increased risk of contracting a blood borne illness such as Hepatitis B or C or HIV. Having critical illness cover designed specifically to take into account these risks could mean a lot less stress for you in the event that you contract a serious medical condition. TAL can provide this with their critical illness cover.
Having critical illness cover means that on top of your regular income protection benefits you could receive up to 50 times the monthly benefits up to a limit of $1,000,000. To be eligible for these benefits you need to be in one of the following occupations:
- Acupuncturist – Australian Qualified
- Chiropodist – university qualified
- Chiropractor – university qualified
- Dentist/dental surgeon
- Doctor – general practitioner
- Podiatrist – university qualified
Getting the right level of income protection for your situation can be a bit of a challenge but it is a good idea to get professional advice to make sure your policy can offer you all the benefits you need to safeguard your family’s financial future. If you need a quote please call one of our advisers.