Asteron Life Complete Income Protection Plus was recently awarded a perfect score of 100 by IRESS, the only product in the market to receive such a high rating. A number of factors contributed to this score, including the flexibility of Asteron Life’s income protection products and a few additional features and benefits that set them apart from the competition.
One of the most attractive features of Asteron Life’s income protection policies is that, unlike all other income protection policies available, they don’t add days worked on to the end of clients’ waiting periods before payment. This means that if policyholders work a few days during their waiting period, their waiting period won’t be extended as a result. This can allow for greater certainty for customers and a better ability to plan their finances accordingly.
Asteron Life offers a three-tiered disability definition, with policy holders able to work up to 10 hours a week and still meet criteria for total disability payment. In addition to this, income earned while working those 10 hours or less is not offset against the payments received from customers’ income protection insurance. This can help provide more financial stability for customers, as well as helping to encourage them to continue working where possible.
With such a flexible, customer focused outlook, it is easy to see why Asteron Life income protection policies are so highly rated. To find out more about Asteron Life policies or income protection insurance in general, speak to one of our financial planners today.