Did it ever occur to you how your family would be able to manage financially in the case of illness, injury or death? Would they be able to live the life that they are used to? How about your children – do you think they could continue with their schooling if you were no longer there or capable to…
Life Insurance – Should You Go for the Lowest Premiums? When you shop for Life Insurance it can be quite tempting to buy the policy with the lowest premium. However, this may not be the best move as lowest premium does not always mean the best deal. Yes, you may enjoy savings now, but later…
Do you know how much health care will cost you these days? It’s becoming increasingly expensive especially if you are admitted into a private hospital. And if you are not covered by Personal Insurance, how do you think you’ll be able to pay for medication and other hospitalization costs? Your emergency fund will sure be…
Your friend has long been telling you to get Trauma Insurance coverage since your family has a medical history of cancer. But you keep on putting it off as you believe that your Life Insurance is enough to cover this. So, do you really think that serious illness is covered by Life Insurance? Some insurance…
Accident and sickness, no matter how healthy and careful you are, any of these two can happen to you at one point in your life. Accident, for one, can happen anytime, anywhere – yes even when you’re playing sports. And so, if you suffer injuries because of this accident, you need to pay for unexpected…
What’s stopping you from getting a personal insurance coverage? Is it the thought that you think it’s not necessary? Or is it your budget because you’re afraid of high premiums for the coverage that you need? If you are worried about the latter, well fret not because policy premiums indicated in various personal insurance quotes…
Making a personal insurance claim usually means that something unfortunate – often traumatic – has happened. Going through the claims process after suffering a severe injury or being struck by a debilitating illness can be a distressing time, which is why it’s vital to have a reliable insurance advisor to help you through the often…
There are a number of personal insurance options that are available to financially protect you and your family should the unthinkable occur. Several of these come under the umbrella of life insurance, which provides financial compensation in the event of death or the diagnosis of a terminal medical condition. Term Life Insurance Life insurance is…