In this investment insight, Brian Parker explain the US Federal Reserve’s announcement that it will start ‘tapering’ its program of asset purchases. We outline what this development, and the recent budget agreement in the US, could mean for share markets and the Australian dollar. If you have questions, please speak to your financial adviser.
Last year I wrote the following article regarding one of our retired clients that had to dip into their savings to support family members. We have been reminded of this situation with a similar event impacting on another client who is now preparing for retirement. “Last week, one of our long standing clients who have…
An Interview with Michael Karagianis Senior Investment Strategist, Head of Portfolio Solutions, MLC. In this Video Dennis Jones, Senior Financial Planner, CCA Financial Planners asks about the priorities for High Net Wealth clients in retirement — protecting capital and generating reasonable returns, Overview of the Private Investment Consulting offer for high net worth clients, How…
SMSF VIDEO In this Video Dennis Jones and Damien Butler talks about Benefits of Self-Managed Superannuation Funds. Self-Managed Superannuation Funds offers Flexibility and Variety of Investments options. Some Key benefits of SMSFs 1. Control 2. Choice of Investment 3. Transparency 4. Succession Plan Damien also talks about Cost of Managing Superannuation Funds and maintaining insurance…
Nicholas Lipscombe, NAB Private Wealth Private Client Executive, shares his top 4 debt strategies. Take control Your first step to a smarter debt strategy is to get a clear picture of your overall financial position. To do this, list all of your debts and ongoing expenses including property loans, investment loans, car loans, credit cards,…
Owning property in your Self Managed Super Fund (SMSF) can be both rewarding and challenging, writes Peter Hogan, MLC National Manager, SMSF Advice. Unlike owning property yourself, special rules apply to SMSF owned property, particularly residential property. Borrowing by your SMSF to invest in property also adds extra restrictions. The clear advantages of owning property…
Trustees of Self-Managed Superannuation Funds (SMSFs) looking to diversify their investment strategy may consider artwork as a viable alternative asset class. Artwork for such superannuation purposes includes paintings, sculpture, drawings, engravings, photographs and reproductions. There are several issues trustees should address before purchasing. There are rules which came into effect from 1 July 2011 which…
Dennis Jones CFP, the Principal of Beacon Wealth and Christopher Cachia CFP, the Principal of CCA Financial Planners (CCA Fp) have been friends and work colleagues since 1996. Dennis and Chris have attended many conferences and technical workshops together over the last twelve years and in February this year completed the Stanford University Leadership…
The NAB and CBA have today announced a reduction in their variable mortgage rates of 0.2%. While this is not the full 0.25% cut by the Reserve Bank on Tuesday, it is certainly welcomed by all of us with a mortgage. NAB’s cut will come into effect on October 8, saving $50 per month on…
Are you the sole breadwinner in the family? If yes, did it ever occur to you how your family would survive if you were unable to work? This may not happen in the near future, but it pays to be prepared so that this will not catch you by surprise. In fact, in Australia alone,…