Highlights; Global equity markets correct in December – although Australia was a strong performer Oil prices continue to weaken China stock market volatility, and weaker economic data, creates deflationary fears US economic data continues to point to an improved recovery. US Federal Reserve commenced the process of normalisation of interest rates in December. Eurozone economic…
John Owen, Portfolio Specialist, discusses subdued share markets, the impact of monetary policy and how MLC’s portfolios are positioned. In the latest update, John reviews events in markets during December. He discusses: share markets concluding the year on a subdued note, with most recording negative returns in December how monetary policy remained an important influence…
As 2015 draws to a close, it’s time to review what’s happened in investment markets this year and look ahead to 2016. Investors have enjoyed another year of positive returns, despite considerable midyear volatility. However, the returns shown in Table 1 are below those that were reported in 2014, in some cases materially lower. Read…
John Owen, Portfolio Specialist, discusses easing global share market returns, developments in China and how MLC’s portfolios are positioned. In the latest update, John reviews events in markets during November. He discusses: how after recording strong gains in October, share market returns were more subdued in November monetary policy continuing to be an important influence…
General Advice Warning: Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information. Around half of us make New Year’s resolutions – but only around 12% manage to succeed[1]. With getting out of debt and…
John Owen, Portfolio Specialist, discusses the global share market recovery, why caution is still waranted from an Australian perspective and how MLC’s portfolios are positioned. In the latest update, John reviews events in markets during October. He discusses: how share markets performed strongly in October, going some way to recovering the losses of the previous…
Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender will look deeply into your finances. It’s a no brainer to take your credit card debts into consideration when applying for a mortgage. But what many people do not realise is that…
When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan’s lifespan and warrant your consideration. The interest rates that banks charge on their home loans are influenced by the Reserve Bank of…
We all like to put things on credit from time to time. But you may be shocked to find out how much your credit card debt really costs. Content There’s no question that credit cards are a convenient way to pay for things you need – or want– but that you haven’t quite managed to…
As the end of financial year approaches, the ATO is once again taking the magnifying glass to our financial affairs, to ensure we’re all paying what we should. With new technology making it easier for the ATO to check data on tax returns against details from banks, employers and government agencies, you need to meet…