Susan Gosling, Head of Investments at MLC, examines how well diversified funds meet real, or purchasing power-related, investment objectives. Looking back at the past we can observe periods… Download will my portfolio give me an inflation plus return article
Susan Gosling, Head of Investments at MLC, discusses ‘Inflation, uncertainty and portfolio management: protecting the real value of investors’ portfolios’ Robust investment processes recognise that the future is uncertain. We can never be sure what the future will hold. Risk is not an abstract concept… Download Inflation uncertainty and portfolio management article
Brian Parker, Head of the Portfolio Specialists Group at MLC, reviews events in markets during July. He discusses: How Australia’s market had a very strong month, while world share markets delivered mixed performance Why economic news from the US and recent data from China are positive, but Europe’s recovery remains very fragile Whether Australia’s exports…
An essential part of every financial plan is having personal insurance. But it’s also important to make sure you buy it in a tax-effective way. Benefit from up-front tax concessions If you buy personal insurances such as Life and Total and Permanent Disability through a super fund, you may be able to take advantage of…
Make a will. A will allows you to distribute your estate according to your wishes. You can also avoid the additional costs and delays that may result if you die without a valid will. Choose your executor wisely. Your executor is responsible for ensuring the administration of your estate is dealt with in a timely…
If you’re an empty nester or retiree who owns their own home, chances are you’ve considered whether it makes sense to downsize your home. While there can be financial — and other — benefits in selling up, it’s important to consider whether it’s the right move for you. The pros Downsizing your home can be…
From 1 January 2015 the way account-based pensions will be assessed under the income test for Centrelink purposes is changing. Any account-based pension commenced on or after 1 January 2015 will be treated as a financial asset and deemed under the income test. Account-based pensions commenced prior to 1 January 2015 where the pensioner is…
Brian Parker, discusses why financial markets seem complacent about the geopolitical risks the world is facing. He explains: how there is currently an elevated level of geopolitical risk what the possible investment implications of these risks are, and why the impact on financial markets has been limited so far. Read the full report – Current-geopolitical-risks
In this edition of Financial Focus – Winter Edition A cost effective strategy for caring for elderly relatives The age pension in Australia: past, present and future Six financial things to organise when you retire Download Financial Focus_winter edition 2014
In recent times, we have had more clients enquire about an SMSF to purchase property and other investments An SMSF is not always appropriate, as there are additional ASIC/ATO responsibilities and costs. However, some of the potential benefits and issues of an SMSF include: • More flexible investment choices, including direct shares and real property…