The power of dollar-cost averaging By Tony Kaye, Senior Personal Finance Writer Build your investment portfolio How regular investments and compounding add up to higher long-term returns. If you’re a member of a managed superannuation fund, chances are you’re already benefitting from the long-term power of dollar-cost averaging. But what exactly is it, and how…
The end of hybrids. What that means for investors By Tony Kaye, Senior Personal Finance Writer Investing strategy Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a profound impact on many retail investors can occur without attracting too much attention.…
The biggest assets growth areas for SMSFs By Tony Kaye, Senior Personal Finance Writer Investing strategy What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed superannuation funds (SMSFs) are parking the retirement savings that they have invested within the super system. The…
Beating the market is much harder than you think By Tony Kaye, Senior Personal Finance Writer Investing strategy The latest SPIVA results highlight the benefits of index funds as portfolio cores. “Don’t look for the needle in the haystack. Just buy the haystack”. That’s a famous quote by Vanguard’s founder, John Bogle, that really sums…
Investor stories: Meet Saul Barnett By Vanguard Investor stories As other investors panicked in 2020, Saul decided it was time to invest. Global investment markets fell sharply in 2020 as the onset of the COVID-19 pandemic induced widespread panic among investors. For Saul, then aged 21, it was the perfect opportunity to make his…
Diversify the way you think about diversification By Vanguard Investing strategy Investors can employ diversification strategies beyond just asset allocation From the Bible to Aesop’s Fables to modern portfolio theory (MPT), the concept of diversification—not putting all your eggs in one basket—as a means of reducing risk has been around for more than 3,000…
I wish I’d started investing earlier By Tony Kaye, Senior Personal Finance Writer Investing for life events Leveraging the power of compounding over time is at the heart of investing. “I wish I’d started investing earlier”, and “Start as soon as you can. It’s never too late”. They’re common responses to the question we’ve asked…
How Aussie parents and grandparents are investing for kids By Tony Kaye, Senior Personal Finance Writer Investing for life events An increasing number of parents are making regular investments into minors’ accounts. October has become a particularly busy investment month for many parents in the United States, and the activity has nothing to do with…
A new ETFs record as investors target international equity index funds By Tony Kaye, Senior Personal Finance Writer ETFs Strong third-quarter investor inflows lift ETF assets to a record $219.5 billion. Robust investor cash flows over the September quarter, most notably into international equity index-tracking ETFs, helped to lift the Australian ETFs industry’s assets under…
2024 Vanguard Index Chart: The strong path from steady investing By Tony Kaye, Senior Personal Finance Writer Investing strategy The average annual returns from six major asset classes over the last 30 years. Some events can become ingrained in our memories. Take four years ago for example, when the rapid spread of COVID-19 sparked mass…