Oliver’s Insights – The perils of switching – why active asset allocation makes sense but why it needs to be done properly‏

Over long periods of time shares and other growth assets deliver for investors via the power of compound interest. · However, cyclical swings can frequently throw investors off and reacting to periods of poor returns by moving to cash only locks in losses and poor long term returns. · So the key for investors is…

Oliver’s Insights – Dust off the history books – it’s back to the past to control the property cycle return outlook

Key points are as follows… · In response to pressure from APRA, lenders are starting to tighten lending conditions to property investors. · This is designed to slow property investor lending, particularly into the strong Sydney property market, while at the same time allowing the RBA flexibility to keep interest rates low in order to…