Three ways to check your super is working for you By Vanguard Super and retirement Small changes in performance or fees can make a big difference in retirement. How often do you check in with your super? For younger Australians, the answer is likely to be “not very often”. Research by ASIC’s Moneysmart found that…
Uncertainty in markets can also mean opportunity By Greg Davis, President and Chief Investment Officer Super and retirement Pending tariffs might mean greater risk in the markets, but also opportunities. Ongoing tariff negotiations leave many unanswered questions, adding to uncertainty in the markets. Uncertainty can be unsettling, no doubt, particularly for investors in countries impacted…
Home is where the super is for many Australians By Tony Kaye, Senior Personal Finance Writer Super and retirement More Australians are upsizing their super by downsizing their home Home ownership is still the great Australian dream for many people. But, for a growing number of older Australians, it is also about selling the home…
Four SMSF breaches high on the ATO’s radar By Vanguard Super and retirement The Tax Office is actively targeting SMSF trustees over a range of super breaches. Home ownership is still the great Australian dream for many people. Australia’s contingent of around 630,000 self-managed super funds (SMSFs) is now managing more than $1 trillion in assets.…
Working longer or retiring earlier: Australia’s retirement reality By Tony Kaye, Senior Personal Finance Writer Super and retirement When Australians are choosing to retire comes down to a range of factors. Vanguard’s 2024 How Australia Retires research found that nearly 50% of retirees have retired earlier than they would have thought. The average retirement age reported by…
Why many of us need a super savings nudge By Tony Kaye, Senior Personal Finance Writer Super and retirement Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In fact, this year actually marks the 100th anniversary of the official launch…
Hidden fees are a super problem By Tony Kaye, Senior Personal Finance Writer Super and retirement The super fees you’re probably being charged. It’s key to compare like for like. Millions of adult Australians have superannuation that’s either held in a managed accumulation account, if they’re still working, or a managed account-based pension, if they’re…
Caregiving can have a retirement sting By Tony Kaye, Senior Personal Finance Writer Super and retirement Around 3 million Australians are unpaid caregivers. Most face a super risk. National Carers Week runs from Sunday October 13 to Saturday October 19 this year, and aims to recognise, celebrate, and raise awareness about the 3 million Australians…
A rear-vision roadmap to greater retirement heights By Tony Kaye, Senior Personal Finance Writer Retirement Future investment returns are unknown, but past returns are a guide for retirement. If you’re a member of a superannuation fund, for all intents and purposes you’re a long-term investor. After all, most of us will be receiving regular compulsory…
Updated July 2024 | 6 min read The superannuation changes from 1 July By Tony Kaye, Senior Personal Finance Writer Retirement The super changes that came into effect from the start of the 2024-25 financial year. A number of superannuation changes came into effect on 1 July 2024 that are designed to help working Australians…