TAL income protection with critical illness benefits

Income protection insurance is essential for medical professionals to help them protect their family in the event that they contract an illness or injury which prevents them from working for a significant period of time. Having critical illness benefits on top of your standard income protection insurance could also mean a substantial increase in your…

More obligations | Superannuation Funds | Life & Income Protection Insurance

An amendment to the Exposure Draft Superannuation Legislation was released by the government in December 2011. Known as the Exposure Draft Superannuation Legislation Amendment (Trustee Obligations and Prudential Standards) Bill 2012, this amendment added a number of covenants to the existing legislation document and increased the scope of obligations for trustees and licensees of superannuation…

Australian Super Income Protection Insurance vs Retail Income Protection Insurance

This report has been written as a general comparison between the Income Protection provided by Australian Super and that available through a Direct Retail Policy. It has used readily available resources in the analysis such as Product Disclosure Statements, and looks at the key differences between the policies. The core variances identified are the very…