Some investing steps to get you through the holiday season, the new year, and for the future. The end of the year is a good time to pause and check in. Between the festive rush and the year ahead, simple actions can help you stay in better control and be more confident with your…
To hedge or not to hedge? How to manage foreign currency exposure By Vanguard Investing strategy Explore the pros and cons of currency hedging Australians are increasingly investing internationally, thanks to the wide range of exchange-traded funds (ETFs) and managed funds listed on the ASX. Global diversification can help spread risks in your portfolio, and historical…
Three timeless investing lessons from Warren Buffett By Vanguard Investing strategy Warren Buffett is stepping back, but his investment wisdom endures For decades, Warren Buffett’s letters have been a must-read for investors worldwide. In his latest Thanksgiving message at age 95, Buffett announced he will no longer write Berkshire Hathaway’s annual report or speak…
Investing without blind spots By Vanguard Investing strategy How investor biases and inertia affect portfolios and how to overcome them Behavioural economics may not be the first thing investors think about when managing their portfolios, but it could be the missing link to better outcomes. In this episode of Better Vantage, Andy Reed, head…
Preparing for an inheritance By Vanguard The basics What role will an inheritance play in your long-term wealth strategy? If the ballpark numbers are at least remotely close, the amount of assets set to be transferred from one generation to the next in Australia over the coming decades will amount to trillions of dollars. According…
How to budget using the 50/30/20 method By Vanguard The basics This is a great strategy for anyone who wants an easy and structured budgeting method To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important. What’s even more important is…
The hunt for yield is on again. But not all yields are the same. By Vanguard Investing strategy Low interest rates have intensified the search for higher income returns As we noted in a recent article, Australian households are now holding record amounts of cash. Reserve Bank data shows the weighted average interest rate being paid on…
How to use the zero-based budget method By Vanguard The basics This is a good strategy for people who focus on the details and like to track where all their dollars are being spent. To achieve our financial goals, we need to know where our money is going. This is why having a budget…
How to budget using the pay-yourself-first method By Vanguard The basics Here’s three simple steps to create a budget that involves paying yourself before paying your bills. To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important. What’s even more important is…
How strong is your investment product knowledge? By Vanguard Investing strategy Most Australians are not confident in making financial decisions With high home ownership levels, and the trillions of dollars being held in superannuation accounts and other assets, Australia could be regarded as a nation of investors. Yet, when it comes to investment knowledge, numbers…