The hunt for yield is on again. But not all yields are the same. By Vanguard Investing strategy Low interest rates have intensified the search for higher income returns As we noted in a recent article, Australian households are now holding record amounts of cash. Reserve Bank data shows the weighted average interest rate being paid on…
How to use the zero-based budget method By Vanguard The basics This is a good strategy for people who focus on the details and like to track where all their dollars are being spent. To achieve our financial goals, we need to know where our money is going. This is why having a budget…
How to budget using the pay-yourself-first method By Vanguard The basics Here’s three simple steps to create a budget that involves paying yourself before paying your bills. To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important. What’s even more important is…
How strong is your investment product knowledge? By Vanguard Investing strategy Most Australians are not confident in making financial decisions With high home ownership levels, and the trillions of dollars being held in superannuation accounts and other assets, Australia could be regarded as a nation of investors. Yet, when it comes to investment knowledge, numbers…
Inside the minds of equity income fund investors By Vanguard Investing strategy Equity income funds are popular with many investors. What’s their draw? A central finding of recently published research co-authored by Vanguard experts is counterintuitive: Most equity income fund owners invest for reasons other than a desire for income. Portfolio manager Sharon Hill noticed a…
Preparing your kids for financial success By Vanguard Investing strategy Here’s some easy money management skills for children of different ages. Teaching good financial habits, such as saving and budgeting, is one of the best ways to prepare children to have a secure financial future. It’s never too early or late to start talking…
ASIC warns investment scams are on the rise By Vanguard The basics Why staying alert to scams is more important than ever ASIC has issued a warning about a new wave of investment scam websites using images of well-known Australian identities. The regulator says it has shut down more than 330 investment scam websites so…
A terrific environment for bonds By Vanguard Investing strategy In a recent Morningstar article, Sara Devereux, Vanguard’s global head of fixed income, says bond investors are enjoying a rare sweet spot in today’s market. With yields well above pre-pandemic lows and the Federal Reserve (Fed) expected to begin cutting interest rates soon, the environment remains…
Winning, losing, and learning: A reading list for investors By Vanguard The basics Reminiscences of a Stock Operator “Everybody knows that psychology plays a big role in investing,” said Daniel Shaykevich, a senior portfolio manager in Vanguard Fixed Income Group. “But we often focus on the psychology of groups, crowds, etc. We often ignore our…
Our investment and economic outlook, August 2025 By Vanguard Markets and economy Our latest forecasts for investment returns and region-by-region economic outlook Australia Progress on disinflation paves the way for further easing “The Reserve Bank of Australia is cautiously dovish amid progress on disinflation and diminished uncertainty.” —Grant Feng, Vanguard Senior Economist First-quarter…