The ATO is targeting super dental extractions By Vanguard Super and retirement The number of applications to access super for medical treatments has surged You may have heard or read ads from some dental service providers asserting that you can access your superannuation to pay for dental procedures. It may sound like a great idea…
How to use the zero-based budget method By Vanguard The basics This is a good strategy for people who focus on the details and like to track where all their dollars are being spent. To achieve our financial goals, we need to know where our money is going. This is why having a budget…
How to budget using the pay-yourself-first method By Vanguard The basics Here’s three simple steps to create a budget that involves paying yourself before paying your bills. To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important. What’s even more important is…
Our investment and economic outlook, October 2025 By Vanguard Markets and economy Our latest forecasts for investment returns and region-by-region economic outlook Australia Modest disinflation, tight labour market warrant caution “We expect the Reserve Bank of Australia to maintain a cautious monetary policy stance, with any future easing likely to proceed at a…