CCA Financial Planners

Oliver’s Insights – Greece after the “No” vote

Oliver's InsightsBy Christopher Cachia 07.07.15

The Greek No vote means more uncertainty ahead regarding Greece, with significantly heightened risk of a Greek exit from the Euro. · The threat of a flow on to other Eurozone countries is likely to keep markets on edge in the short term. However, contagion is likely to be limited as the rest of Europe is…

Details

3 easy ways to cut your mortgage

FinanceBy Christopher Cachia 24.06.15

Australians now owe more on their mortgages than ever before, with the average home loan leaping to $433,000 in June 2014 – a rise of 10% in a year.1 But with just a few easy steps you can take years off your loan and thousands off the interest you pay. If you’re not looking forward…

Details

5 tips to kick-start your second career

Your LifeBy Christopher Cachia 18.06.15

Gone are the days when you had one job for life – an 18-year old who enters employment this year can expect to have a total of 17 different jobs and five career changes over a working life that spans until age 751. If you’re ready for a career change, here are five things you…

Details

Oliver’s Insights – The Australian economy – seven reasons not to be too gloomy

FinanceBy Christopher Cachia 08.06.15

Key points are as follows… · Australian economic growth came in at a stronger than expected 0.9% in the March quarter, but remains subpar on an annual basis at 2.3% and demand remains very weak. · More help is likely required via a lower $A (expect to see $US0.70 by year end) and maybe another…

Details

Stay off the ATO hit list

Financial PlanningBy Christopher Cachia 03.06.15

As the end of financial year approaches, the ATO is once again taking the magnifying glass to our financial affairs, to ensure we’re all paying what we should. With new technology making it easier for the ATO to check data on tax returns against details from banks, employers and government agencies, you need to meet…

Details

Oliver’s Insights – Dust off the history books – it’s back to the past to control the property cycle return outlook

Oliver's InsightsBy Christopher Cachia 02.06.15

Key points are as follows… · In response to pressure from APRA, lenders are starting to tighten lending conditions to property investors. · This is designed to slow property investor lending, particularly into the strong Sydney property market, while at the same time allowing the RBA flexibility to keep interest rates low in order to…

Details