Most Australian families have some level of life insurance cover, but what most people might not realize, is that they barely have adequate cover to continue their mortgage payments and daily living expenses, on top of their medical bills in the event of a serious illness, accident or even death of the main breadwinner. According…
Whether you’re young and just starting your career, a single parent, approaching mid life or looking forward to your retirement, having life insurance cover is reassuring should you unexpectedly have an accident or illness that prevents you from earning your income. Taking out life and total and permanent disability (TPD) insurance through a superannuation fund…
Income protection is often overlooked when the going is good, but sometimes life’s unexpected bumps can trip you up leaving you in a vulnerable position. An accident or illness can have serious effects on your finances and while you’re on the road to recovery, meeting daily expenses and necessities can be a major strain on…
There are so many different policies out there, you can find one with adequate coverage and a reasonable cost, you just need to do the research. When people think of Life Insurance they generally think it is going to cost a fortune, and often the payout seems far off and insignificant in comparison. They then…
Paying a mortgage is a near lifetime commitment. Make sure you have a backup plan, make sure you have mortgage protection insurance in case you are otherwise unable to pay. You only need to turn on the news at night to realise that you never know what is going to happen next, from personal tragedies…
Key person insurance is vital for any business. Businesses most important assets are their people, and if they get sick, then without key person insurance, the business could suffer. The whole point of insurance is that it provides a safety net to life, it is a proactive way of preparing for the unknown future. Any…
