CCA Financial Planners

Grow your wealth with franking credits

Financial PlanningBy Christopher Cachia 20.05.15

If you’re looking for ways to boost your retirement income, there’s a simple and smart strategy to get more out of your investments. The returns you’re receiving on your shares could be even higher, by making the most of franking credits. How it works Franking credits are tax credits that a company distributes to its…

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Oliver’s Insights – 2015-16 Australian Budget – repair, fair or despair?

Oliver's InsightsBy Christopher Cachia 13.05.15

Key points are as follows… · The 2015-16 Budget has seen a shift in focus from budget repair towards supporting growth and fairness. · Thanks to another blow to revenue the budget deficit for 2015-16 is now projected to be $35bn (compared to just $17bn in last year’s budget); return to budget balance or surplus…

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Oliver’s Insights – Correction time?

Oliver's InsightsBy Christopher Cachia 12.05.15

Key points are as follows… · We have now entered a tougher time of the year for shares & the recent volatility could have further to go. Greece & the Fed are the key risks to keep an eye on. · However, we remain of the view that we are still a long way from…

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Oliver’s Insights – The RBA cuts the cash rate to a new record low

Oliver's InsightsBy Christopher Cachia 07.05.15

Key points are as follows… · The RBA’s latest rate cut along with downwards pressure on the value of the $A should help Australian economic growth pick up to around trend next year. · While 2% is likely to be the low, further cuts cannot be ruled out, particularly if the $A remains too strong.…

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Oliver’s Insights – Where are we in the investment cycle?

Oliver's InsightsBy Christopher Cachia 28.04.15

Key Points are as follows… · While corrections are inevitable, we still appear to be a long way from the peak in the investment cycle. · Shares are not unambiguously overvalued and on some measures are still cheap, uneven and below trend global and Australian growth is extending the economic recovery cycle, monetary conditions look…

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Have you made your will yet?

Financial PlanningBy Christopher Cachia 17.04.15

After years of hard work, you are finally looking forward to reaping the rewards and enjoying your retirement. With some good planning, you could have a nest egg that will see you through your retirement. But, are you forgetting something? It’s an unfortunate fact that almost half of all Australians do not have a will.1 …

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