CCA Financial Planners

5 tips to kick-start your second career

Gone are the days when you had one job for life – an 18-year old who enters employment this year can expect to have a total of 17 different jobs and five career changes over a working life that spans until age 751. If you’re ready for a career change, here are five things you…

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Oliver’s Insights – The Australian economy – seven reasons not to be too gloomy

FinanceBy Christopher Cachia 08.06.15

Key points are as follows… · Australian economic growth came in at a stronger than expected 0.9% in the March quarter, but remains subpar on an annual basis at 2.3% and demand remains very weak. · More help is likely required via a lower $A (expect to see $US0.70 by year end) and maybe another…

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Stay off the ATO hit list

Financial PlanningBy Christopher Cachia 03.06.15

As the end of financial year approaches, the ATO is once again taking the magnifying glass to our financial affairs, to ensure we’re all paying what we should. With new technology making it easier for the ATO to check data on tax returns against details from banks, employers and government agencies, you need to meet…

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Oliver’s Insights – Dust off the history books – it’s back to the past to control the property cycle return outlook

Oliver's InsightsBy Christopher Cachia 02.06.15

Key points are as follows… · In response to pressure from APRA, lenders are starting to tighten lending conditions to property investors. · This is designed to slow property investor lending, particularly into the strong Sydney property market, while at the same time allowing the RBA flexibility to keep interest rates low in order to…

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5 steps to make your SMSF tax-ready

Financial Planning, SuperannuationBy Christopher Cachia 28.05.15

Your self-managed super fund is a powerful investment tool, and a great way of saving for your retirement. But don’t forget that as trustee, with control comes responsibility. And that means it’s up to you to make sure your SMSF is complying with super and tax laws. 1. Give notice If you’re planning to claim…

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Get online at tax time

Financial PlanningBy Christopher Cachia 24.05.15

If you’re looking for a faster way to sort out your tax this end of financial year, there’s good news – technology is taking the headache out of tax time as online options become more accessible. And with the average cost of a tax agent at $371 , it might not just be time you’re…

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