Although income protection insurance is highly advisable for working parents and anybody else who has others depending on their income, the cost of premiums can be off putting to some. Many people forgo valuable financial protection because they assume they can’t afford income protection insurance but there are products available that are designed with affordability…
Life and TPD insurance are both designed to offer financial protection to dependents in the event of a policyholder’s death or permanent disability. When choosing a life or TPD policy, the array of products and features can be extremely confusing, so it is important to get professional advice when you are choosing a policy. Finding…
The importance of income protection insurance cannot be understated but it is a type of protection that many Australians overlook when they think about insurance. Income protection insurance is designed to pay up to 75% of your income for a set period of time in the event that you are unable to work due to…
When it comes to income protection insurance, many people assume that the income protection provided by their super fund will be sufficient and they don’t need to take out an additional policy. Although industry super funds such as C Bus Super do offer income protection as part of their super, it is a good idea…
The majority of businesses will have at least one or two staff members without whom the business would suffer, and it is important to protect against their loss just like you would any other asset. Key person insurance is designed to do just that. Key person insurance is a type of insurance that compensates you…
If you have your own business you have probably protected yourself with income protection insurance and various aspects of your business with commercial insurance but have you considered Business Expenses insurance to protect your business in the event that you are rendered unable to work in it? Business Expenses insurance varies from income protection insurance…
