CCA Financial Planners

Oliver’s Insights – Where are we in the investment cycle?

Oliver's InsightsBy Christopher Cachia 28.04.15

Key Points are as follows… · While corrections are inevitable, we still appear to be a long way from the peak in the investment cycle. · Shares are not unambiguously overvalued and on some measures are still cheap, uneven and below trend global and Australian growth is extending the economic recovery cycle, monetary conditions look…

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Have you made your will yet?

Financial PlanningBy Christopher Cachia 17.04.15

After years of hard work, you are finally looking forward to reaping the rewards and enjoying your retirement. With some good planning, you could have a nest egg that will see you through your retirement. But, are you forgetting something? It’s an unfortunate fact that almost half of all Australians do not have a will.1 …

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April economic update

FinanceBy Christopher Cachia 12.04.15

In the latest update, Brian reviews events in markets during March. He discusses: how world share prices fell back a little in March, after some very sound gains in February how the good performance of share markets in Europe and Japan comes at a time when the financial woes in Greece haven’t been resolved, and…

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Getting insurance through your super

Life Insurance, Personal Insurance, Superannuation, Trauma InsuranceBy Christopher Cachia 11.04.15

If you’re thinking about taking out an insurance policy but not sure whether you can afford it, there’s some good news – your superannuation fund may be able to provide you with the cover you need. In fact, if you’re in your employer’s default fund you may already have some cover, as MySuper default funds…

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Oliver’s Insights – Australian home prices and interest rates

Financial PlanningBy Christopher Cachia 09.04.15

Main point are as follows… · A housing recovery has been a necessary aspect of rebalancing the economy through the mining bust. · While Australian property prices are overvalued, this should not be a constraint on the RBA. Expect another rate cut in May with the possibility of more to follow. · The medium term…

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Make the most of your retirement money

Financial PlanningBy Christopher Cachia 04.04.15

Retirement is your opportunity to reap the benefits of all your hard work. Moving into the exciting retirement phase of your life, you’ll want to make your savings work for you and last for the long haul so your family doesn’t have to face your unexpected living costs. Expect to live longer With the average…

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