CCA Financial Planners

Oliver’s Insights – Australian house prices – a bit too hot in part

Financial PlanningBy Christopher Cachia 12.10.14

The Australian housing sector is doing its part in helping the economy rebalance as mining investment slows. · Thanks largely to a persistent undersupply of new homes, Australian housing remains overvalued. Negative gearing, foreign and SMSF buying are just a sideshow to the supply shortage. · The home buyer market is still not seeing the…

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Still paying for insurance? Make sure it’s right for you

Life Insurance, Personal Insurance, Trauma InsuranceBy Christopher Cachia 07.10.14

Why have personal insurance? Through your working life, you may have taken out some personal insurance – cover to help give you or any dependants financial security if you were unable to work due to sickness or injury, or if you should become terminally ill or pass away. Common types of personal insurance are: Income…

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Three things empty nesters should do before retirement

Financial Planning, Life Insurance, Personal Insurance, Trauma InsuranceBy Christopher Cachia 06.10.14

Who are empty nesters? Empty nesters are a varied group. Many are living with partners, but quite a few live alone. Some own their homes outright, while others are still paying off their mortgage, or renting their home. And while a few are only years away from retirement, many still have a decade or two…

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Out with the bad, and in with the good

Financial PlanningBy Christopher Cachia 02.10.14

In the last decade, household debt has decelerated quite significantly — down from an average rate of 10% each year in the early 2000s to just 2% at the end of 2013.[1] As a nation, it seems we’ve become far more conscious about our spending and borrowing habits since the Global Financial Crisis. Cutting back…

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September Economic Update

Finance, UncategorizedBy Christopher Cachia 27.09.14

In this video, Brian Parker, Head of Portfolio Specialists Group at MLC reviews events in markets during August. He discusses: how global share markets have continued to deliver decent returns, despite the uncertain geopolitical environment why the actions of central banks continue to be a key factor driving markets whether improvements in Australia’s non-mining economy…

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ThreeSixty Research Market Update September 2014

Financial PlanningBy Christopher Cachia 23.09.14

Highlights Heightened geopolitical tensions in Ukraine and the Middle East continue to dominate global equit markets. Economic growth in the US remains string, with Q2 GDP revised upwards from 4.0% to 4.2%. European data remains weak, particularly impacted by the Ukraine crisis. A slowdown in Chinese economic growth in Q2 as a result of a…

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