CCA Financial Planners

Federal Budget 2014 2015

Finance, Financial PlanningBy Christopher Cachia 02.04.14

Budget Highlights Introducing a Temporary Budget Repair Levy on incomes over $180,000 for the three years from 2014‑15. Requiring young people to be earning, learning or participating in Work for the Dole Tightening the eligibility for Family Tax Benefit Part B (FTB-B). Low income single parents will be assisted with a new allowance of $750…

Details

Oliver’s Insights: Common myths and mistakes of investing

FinanceBy Christopher Cachia 27.03.14

Oliver’s Insights: Common myths and mistakes of investing Key points are as follows… Investors frequently employ common sense rules of thumb that often turn out to be wrong. Because investment markets are forward looking it often makes sense to turn common sense logic on its head. Download the Report

Details

Oliver’s Insights: The Ukraine crisis

Finance, Financial PlanningBy Christopher Cachia 18.03.14

Key points are as follows… The situation in Ukraine could get worse before it gets better and so it remains a threat for investors to keep an eye on in the short term. Ultimately, it poses a greater threat to the Russian economy than to European and global growth. While uncertainty regarding Ukrainian tensions could…

Details

Why risk your financial future?

Income Protection Insurance, Life Insurance, Personal Insurance, Trauma InsuranceBy Christopher Cachia 24.02.14

PROTECTING YOUR INCOME, YOUR FAMILY AND YOUR FUTURE Our society has become used to everything being “quick and easy”. Unfortunately, that can also apply to the process of insuring your income and your financial well being. Many people that have taken insurance via on-line or telephone sales people have unfortunately found that they were not…

Details

Beware of Cheap Insurance with Australian Super – Not sustainable!

Income Protection Insurance, Life InsuranceBy Christopher Cachia 18.02.14

Australian Super has increased its premium rates again in 2014. The Total increase in GSC premium in last 2 years is 119%, which is more than double. Also the Death & TPD insurance premium has increased by 85% in last 2 years. From 29 March 2014 the cost of insurance cover for most Australian Super…

Details

Oliver’s Insights: Why investors need to be wary of crowds

FinanceBy Christopher Cachia 13.02.14

Key points are as follows… For periods of time it may pay to back the crowd in investing, eg, when a bull or bear market is developing. But at extremes the crowd is invariably wrong. Eventually everyone who wants to buy will have done so and the only way is down (or vice versa during…

Details