CCA Financial Planners

Resetting expectations: income from bonds may not be what it used to

Portfolio Specialist Kajanga Kulatunga explains why in the next few years bond yields aren’t likely to bounce back to the levels we saw in the decades before the GFC. He discusses: why investors have come to expect healthy bond yields what factors drove good bond yields for the 20 years leading up to the GFC…

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Financial Focus – Winter Edition

Financial PlanningBy Christopher Cachia 28.07.14

In this edition of Financial Focus – Winter Edition A cost effective strategy for caring for elderly relatives The age pension in Australia: past, present and future Six financial things to organise when you retire Download Financial Focus_winter edition 2014

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Concessional contributions

SuperannuationBy Christopher Cachia 21.07.14

Superannuation contributions can be divided into two types — concessional (before-tax) and non-concessional (after-tax). Each type of super contribution is subject to a contributions cap. A contributions cap sets a limit on the amount of contributions you can make in any one year. For the 2013/2014 year, there are 2 concessional contributions caps you need…

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SMSF and Property Ownership

Financial Planning, SuperannuationBy Christopher Cachia 16.07.14

In recent times, we have had more clients enquire about an SMSF to purchase property and other investments An SMSF is not always appropriate, as there are additional ASIC/ATO responsibilities and costs. However, some of the potential benefits and issues of an SMSF include: • More flexible investment choices, including direct shares and real property…

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July economic update

Financial PlanningBy Christopher Cachia 16.07.14

Brian Parker, Head of the Portfolio Specialists Group at MLC, reviews events in markets during June. Among the topics he discusses are: why central banks’ actions remain critical for financial markets how monetary policy generally remains very loose, with very low interest rates creating a positive environment for share markets whether Australia’s exports and non-mining…

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Financial organisation ahead of retirement

Financial PlanningBy Christopher Cachia 14.07.14

Today is the day to: stop, take stock and tackle your finances head on. Is it always tomorrow, next week, next month or next year that you’re going to get your finances in order? It’s important to get on track as soon as possible. Here are some important things to take into consideration. Prepare for…

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