Working longer or retiring earlier: Australia’s retirement reality By Tony Kaye, Senior Personal Finance Writer Super and retirement When Australians are choosing to retire comes down to a range of factors. Vanguard’s 2024 How Australia Retires research found that nearly 50% of retirees have retired earlier than they would have thought. The average retirement age reported by…
Why many of us need a super savings nudge By Tony Kaye, Senior Personal Finance Writer Super and retirement Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In fact, this year actually marks the 100th anniversary of the official launch…
The power of dollar-cost averaging By Tony Kaye, Senior Personal Finance Writer Build your investment portfolio How regular investments and compounding add up to higher long-term returns. If you’re a member of a managed superannuation fund, chances are you’re already benefitting from the long-term power of dollar-cost averaging. But what exactly is it, and how…
The end of hybrids. What that means for investors By Tony Kaye, Senior Personal Finance Writer Investing strategy Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a profound impact on many retail investors can occur without attracting too much attention.…
The biggest assets growth areas for SMSFs By Tony Kaye, Senior Personal Finance Writer Investing strategy What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed superannuation funds (SMSFs) are parking the retirement savings that they have invested within the super system. The…
Why the cash rate is being kept on hold By Tony Kaye, Senior Personal Finance Writer Markets and economy The RBA is unlikely to start easing interest rates until the second quarter of 2025. “The board needs to be confident that inflation is moving sustainably towards the target and we need to see more progress…
