If you’re looking for ways to boost your retirement income, there’s a simple and smart strategy to get more out of your investments. The returns you’re receiving on your shares could be even higher, by making the most of franking credits. How it works Franking credits are tax credits that a company distributes to its…
Key points are as follows… · The 2015-16 Budget has seen a shift in focus from budget repair towards supporting growth and fairness. · Thanks to another blow to revenue the budget deficit for 2015-16 is now projected to be $35bn (compared to just $17bn in last year’s budget); return to budget balance or surplus…
Key points are as follows… · We have now entered a tougher time of the year for shares & the recent volatility could have further to go. Greece & the Fed are the key risks to keep an eye on. · However, we remain of the view that we are still a long way from…
Key points are as follows… · The RBA’s latest rate cut along with downwards pressure on the value of the $A should help Australian economic growth pick up to around trend next year. · While 2% is likely to be the low, further cuts cannot be ruled out, particularly if the $A remains too strong.…
Key Points are as follows… · While corrections are inevitable, we still appear to be a long way from the peak in the investment cycle. · Shares are not unambiguously overvalued and on some measures are still cheap, uneven and below trend global and Australian growth is extending the economic recovery cycle, monetary conditions look…
After years of hard work, you are finally looking forward to reaping the rewards and enjoying your retirement. With some good planning, you could have a nest egg that will see you through your retirement. But, are you forgetting something? It’s an unfortunate fact that almost half of all Australians do not have a will.1 …
In the latest update, Brian reviews events in markets during March. He discusses: how world share prices fell back a little in March, after some very sound gains in February how the good performance of share markets in Europe and Japan comes at a time when the financial woes in Greece haven’t been resolved, and…
If you’re thinking about taking out an insurance policy but not sure whether you can afford it, there’s some good news – your superannuation fund may be able to provide you with the cover you need. In fact, if you’re in your employer’s default fund you may already have some cover, as MySuper default funds…
Main point are as follows… · A housing recovery has been a necessary aspect of rebalancing the economy through the mining bust. · While Australian property prices are overvalued, this should not be a constraint on the RBA. Expect another rate cut in May with the possibility of more to follow. · The medium term…
Retirement is your opportunity to reap the benefits of all your hard work. Moving into the exciting retirement phase of your life, you’ll want to make your savings work for you and last for the long haul so your family doesn’t have to face your unexpected living costs. Expect to live longer With the average…