Key points: The rising tide in favour of the $A has well and truly reversed with further downside likely in the years ahead, particularly against the $US and Euro. The commodity price boom has faded in response to a moderation in Chinese growth as commodity supply increases, the US is slowing its quantitative easing program…
Today TAL has announced Changes in the Premium Rates and TAL Super Tax Rebate Premium rate changes effective today This update sees both premium rate decreases and increases, depending on cover type and applicant demographic, and is the first time TAL changed premium rates for new business since October 2010. Overall, Life insurance and Total…
Key points: Concerns about emerging countries on the back of various political problems and trade imbalances that leave them vulnerable as the Fed slows down its monetary stimulus appear to have triggered a correction in share markets. The relative weakness in emerging market shares and currencies is part of a broader turn in the long-term…
Oliver’s Insights: The risk of a correction or new bear market in shares Key points: Expect more volatility in shares this year as earnings take over as a key driver and the Fed moves to further taper its monetary stimulus. However, the cyclical bull market in shares is expected to continue as global monetary policy…
Child cover provides financial help to families if a child falls critically ill or worse, if they pass away. It’s a thought no one wants to entertain, however sadly 200,000 children in Australia fall critically ill each year. From as little as $1.08 a month, CommInsure Child Cover gives you financial peace of mind. Benefits…
Highlights: US Federal Reserve commences the dialling down of QE3. Low Australian interest rates set to continue through 2014. Australian residential housing finishes 2013 on a strong note. Content DECEMBER MARKET PERFORMANCE The Pulse US Federal Reserve commences the dialling down of QE3. Low Australian interest rates set to continue through 2014. Australian residential…
In this investment insight, Brian Parker explain the US Federal Reserve’s announcement that it will start ‘tapering’ its program of asset purchases. We outline what this development, and the recent budget agreement in the US, could mean for share markets and the Australian dollar. If you have questions, please speak to your financial adviser.
Government’s super and tax plans reforms. The Coalition Government has re-iterated its position on a range of previously announced super and tax issues, as part of the Mid-Year Economic and Fiscal Outlook (MYEFO). Key take-outs of interest include: • The next increase in the superannuation guarantee rate to 9.5% will be deferred for two…
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Last year I wrote the following article regarding one of our retired clients that had to dip into their savings to support family members. We have been reminded of this situation with a similar event impacting on another client who is now preparing for retirement. “Last week, one of our long standing clients who have…