A majority of Australians are significantly underinsured, with only 55 per cent of adult Australians having some form of life insurance; leaving a further 7 million adult Australians with no life insurance cover at all. Research shows that 60% of Australian families with dependents will run out of money within 12 months if the main…
Your health is your greatest asset, but the older you become the higher the risk of suffering a critical illness. It’s an unfortunate reality that you or someone close to you will be seriously ill at some stage in life. Take a look at the following critical illness statistics and you might rethink the often-quoted…
Getting hurt is no fun, especially when your injury disables you to the point where you’re unable to work. Sure you may be covered by Worker’s Compensation if you suffer an accident in the workplace, but what if you are injured or become ill outside of work? Again your employer may provide sick leave benefits…
Whole of life insurance was once the norm in Australia but this type of insurance has been replaced with Term Life Insurance. Historically, whole of life insurance was permanent life cover that held a cash value that you could surrender or cancel at any point during your policy and receive a cash payment. In the…
Life insurance and income protection insurance for the Mining Industry is often thought of as too risky and difficult to obtain the required cover for the various occupations within the industry. Australian Life insurance providers may have declined cover for the mining industry in the past, despite the fact that in 1994, a study into…
There are two things in life you can be certain of, death and taxes. While you can’t avoid either, you can certainly minimize the financial impact in the event of your death. No one likes to think about his or her mortality, but the fallout of not having life insurance can be doubly devastating on…
These days you can find insurance to cover almost any situation, your home, car, health, life, TPD and trauma. Most people will be familiar with these types of insurance, and some might even have several of these insurance policies in place. They each have their benefits as well as limitations when it comes to the…
Disability insurance provides you with financial cover if you suffer a physical injury that prevents you from working either in the short term or long term. Having disability insurance is just as important as life insurance, perhaps more so as the odds of becoming disabled are much higher than dying. According to Comminsure, 1 in…
A recent global study conducted by MetLife, into the financial concerns, needs, habits and expectations of employees in Australia, Brazil, India, Mexico and the UK found that more than half of the Australian workers surveyed, the major concern is having enough money to pay household bills in the event of sudden income loss. Yet few…
CCA FP are proud to sponsor the girls under 16 age group and boys under 12 age group boys. Here is a snap shot of the girls wearing their Soccer tops.