Higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. As inflation continues to challenge the economy, it’s likely we’ll see interest rates rise and economic activity slow. However, that doesn’t have to be cause for panic—higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. What do interest…
Despite much talk of rising interest rates and possible recession, here are a few reasons to stay the course and stick to your long-term investment strategy. There has been much discussion of rising interest rates, recent inflation spikes and ongoing market volatility impacting investment and super balances. Add to that the increased chatter about the…
When markets fall, it’s natural to want to take action to prevent further losses. Doing so however can do more harm than good. Here’s why timing the market to buy low and sell high is not as easy as it sounds. If you’re invested in the financial markets and also keeping up with the news,…
With markets falling and inflation ramping up, investors might feel they need to ‘do something’ to avoid further losses. However, when it comes to investing, taking action in response to market turmoil may derail a sound investment strategy. To say that conditions have changed since Vanguard’s initial 2022 outlook would be an understatement. We welcomed…
Tips to avoid investing badly While it’s difficult to be the best investor in the world, we can all actively avoid being a ‘bad investor’ by learning from history and staying the course. Extended periods of market volatility regularly spark discussions around great investors and the traits that qualify folks to be included in…
Recent RBA announcements are a reminder for investors to take stock of the risks they are taking, and to stay focused on their long-term goals. The recently announced 0.5 percentage point rate rises might have come as a surprise to many, after years of ultra-low interest rates. But the RBA announcements – a step to…
The attached note reviews the performance of investment markets over the last 12 months and takes a look at the outlook for the next 12 months. The key points are as follows: 2021-22 was a rough year for investors as high inflation, rising interest rates and recession fears impacted. Shares could still fall further as…
A comfortable retirement looks different for everyone, but most investors share some common goals. We’ve broken those down into four key categories to help you start planning today. Envision your ideal retirement: Are you relaxing on a beach? Starting a new hobby? Or finally taking that trip to Paris? A comfortable retirement looks different…
The rising cost of living is on everyone’s mind. Here’s why having a budget could help get you through the tough times ahead. The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup. Although counter reports came out sceptical of such a…
While there will always be a cost of investing, there is also a cost of not investing. Here’s why. For many people, the phrase “investing in the share market” is framed by either gains and losses. For the “gains” group, the thought of increasing their wealth and having the potential to generate returns is what propels…