Some people have second thoughts about protecting themselves with Life Insurance and Income Protection as they find them unnecessary, only to realise later on that it can provide them and their families with the financial assistance that they need. Life Insurance and Income Protection are two of the most common types of insurance. Sickness, accident,…
Are you the sole breadwinner in the family? If yes, did it ever occur to you how your family would survive if you were unable to work? This may not happen in the near future, but it pays to be prepared so that this will not catch you by surprise. In fact, in Australia alone,…
Why do people need to take out Income Protection insurance? It’s simple! It’s to ensure that you protect your income which services your commitments and maintains your living standards. You protect your house, your car, by having insurance coverage, but don’t you realise, that without protecting your income, any of this will not be possible?…
Do you know how much health care will cost you these days? It’s becoming increasingly expensive especially if you are admitted into a private hospital. And if you are not covered by Personal Insurance, how do you think you’ll be able to pay for medication and other hospitalization costs? Your emergency fund will sure be…
No one can really tell when sickness or accident may strike, that’s why it makes a lot of sense to have Accident and Sickness insurance coverage of some sort. Although Life Insurance can also fit the bill, usually this is not enough to cover lost income of the policyholder due to an inability to work.…
Your friend has long been telling you to get Trauma Insurance coverage since your family has a medical history of cancer. But you keep on putting it off as you believe that your Life Insurance is enough to cover this. So, do you really think that serious illness is covered by Life Insurance? Some insurance…
If you and your family rely mainly on your income to pay for your monthly expenses, how do you think everyone will cope in case you become incapable of work for a few weeks because of sickness or accidental injuries? Medical expenses alone can be very expensive, so where else can you turn to in…
Accident and sickness, no matter how healthy and careful you are, any of these two can happen to you at one point in your life. Accident, for one, can happen anytime, anywhere – yes even when you’re playing sports. And so, if you suffer injuries because of this accident, you need to pay for unexpected…
Life Insurance is something that you should never take for granted. Yes, the premiums that you have to pay for a policy may be an added expense to you, but if you think about the benefits that you get from getting coverage, you’ll think otherwise and realise its a valuable investment. You see, no one…
You’ve got recommendations from colleagues and friends, you’ve read quite a good reviews for Insurance providers, you’ve got choices, now you’re confused than ever over which Income Protection Insurance to buy. So, how do you make the process easier? Pick the one that you’ve come across simply because it offers the cheapest rates? That’s definitely…