Whole of life insurance was once the norm in Australia but this type of insurance has been replaced with Term Life Insurance. Historically, whole of life insurance was permanent life cover that held a cash value that you could surrender or cancel at any point during your policy and receive a cash payment. In the…
Life insurance and income protection insurance for the Mining Industry is often thought of as too risky and difficult to obtain the required cover for the various occupations within the industry. Australian Life insurance providers may have declined cover for the mining industry in the past, despite the fact that in 1994, a study into…
There are two things in life you can be certain of, death and taxes. While you can’t avoid either, you can certainly minimize the financial impact in the event of your death. No one likes to think about his or her mortality, but the fallout of not having life insurance can be doubly devastating on…
These days you can find insurance to cover almost any situation, your home, car, health, life, TPD and trauma. Most people will be familiar with these types of insurance, and some might even have several of these insurance policies in place. They each have their benefits as well as limitations when it comes to the…
Disability insurance provides you with financial cover if you suffer a physical injury that prevents you from working either in the short term or long term. Having disability insurance is just as important as life insurance, perhaps more so as the odds of becoming disabled are much higher than dying. According to Comminsure, 1 in…
A recent global study conducted by MetLife, into the financial concerns, needs, habits and expectations of employees in Australia, Brazil, India, Mexico and the UK found that more than half of the Australian workers surveyed, the major concern is having enough money to pay household bills in the event of sudden income loss. Yet few…
CCA FP are proud to sponsor the girls under 16 age group and boys under 12 age group boys. Here is a snap shot of the girls wearing their Soccer tops.
Our ability to work and earn a living is regarded as a valuable asset, so having insurance that helps protect our financial assets makes good sense. With so many different insurance policies available, knowing which type of insurance will meet your needs can be a complicated business. Understanding what kind of cover you’re really getting…
Income protection insurance provides you with a replacement income if you are unable to work because of an injury or illness. Income protection insurance can also provide you with assistance when you’re ready to go back to work. Typically income protection pays a monthly benefit of up to 75% of your income while you are…
Australia offers so many opportunities for its citizens which help them enhance the level of their lifestyle. Take for example income protection insurance policies and overall benefits. Such policies are tailor made for the standard benefits. It all depends upon individual choices and favorable circumstances for desired benefits which one may like to avail. Selection…