Due to superannuation reforms over the last decade, many Australians these days have Life Insurance, Trauma Insurance and Total and Permanent Disability Insurance (TPD) of some sort. Do you know what you have? Did you also know though that further legislative change in 2007 can affect how much money you (if you are totally and…
Think of “the unthinkable” by considering the following scenarios… If something happened to you: – Would you be sure that you or your family would receive adequate payment for the transfer of your interest in the business to your business associates? – Would the business have sufficient funds to repay any loans owed to you…
This note looks at the outlook for share markets. The key points are as follows: – Shares and other listed growth assets have hit an air pocket in the last two weeks – with most share markets having experienced falls of around 5 to 7%. – It is too early to say that the pull…
This note looks at the outlook for unlisted office, retail and industrial property. The key points are as follows: – Since peaking in late 2007, unlisted commercial property prices have fallen by around 20% as a result of the fallout from the global financial crisis. – However, commercial property values appear to be at, or…
This note looks at the relative attractiveness of Australian versus mainstream global shares, which are dominated by the US, Europe and Japan. The key points are as follows: – Despite outperforming global shares over the last decade, Australian shares continue to provide better return prospects than mainstream global shares (dominated by the US, Europe and…
This note looks at the global economy and financial markets one year on from Lehman Brothers’ demise. The key points are as follows: – The global economy is now in far better shape than was the case in the aftermath of the Lehman Brothers’ collapse a year ago. Money and credit markets have improved dramatically,…
The global and Australian sharemarkets have rallied around 40% from their March lows in anticipation of an earnings recovery. Matthew Sherwood, Perpetual’s Head of Investments Market Research evaluates the recovery and finds that although economic growth should improve in H2 2009, markets appear to be experiencing valuation fatigue and will need analysts to upgrade FY2010…
This note looks at the implications of an upturn in the interest rate cycle for investors. The key points are as follows: – With the economic emergency which followed the global financial crisis now fading into history, interest rates will soon start to rise, with Australia likely to lead the way. – While rising rates…
The following notes takes a look behind the Reserve Bank of Australia’s (RBA’s) target cash rate, its impact on commercial lending rates, the $A, and what interest rate changes mean for the economy. Read More
This note reviews the reporting season just ended and equity market valuations. The key points are as follows: – While profits for Australian listed companies fell over the last year, the profit reporting season just ended has been far better than expected. This has been the case globally and share analysts’ earnings expectations are now…