This note looks the crisis surrounding Greece and its public debt. The key points are as follows: – The ongoing Greek debt debacle, along with worries about increased bank regulation and Chinese tightening, has the potential to contribute further to a correction in shares in the short term. – It’s unlikely that the Greek situation…
This note looks at the outlook for the Reserve Bank of Australia’s cash rate. The key points are as follows: – The Reserve Bank of Australia is continuing to warn of further interest rate increases as interest rates are returned to ‘more normal levels’. This is evident in the minutes from the April Board meeting…
Life insurance is made to ensure that no financial hardships occur in the family after the death of the person. It is a contract between the policy holder and the insurer in which the latter pays premium for specific periods which may be for life and get cash benefits after the period or after his/her…
This note looks at the outlook for the share markets. The key points are as follows: – Share markets have broken out to new recovery limits. The Dow Jones index in the US is back over 11,000 points. Asian shares are rising above January recovery highs and the Australian share market has pushed through the…
This notes looks at the outlook for the Australian dollar. The key points are as follows: – The Australian dollar appears to be resuming its rising trend. While the US dollar picture has become more mixed, the combination of strong commodity prices, a rising interest rate differential in Australia’s favour and relatively strong public sector…
This note looks at the outlook for Australian house prices. The key points are are as follows: – Australian housing remains very expensive, but undersupply continues to be an issue. Worsening affordability is likely to constrain average house price growth to around 5% over the year ahead. – Expensive housing and high household debt levels…
Shares are often said to climb a wall of worry so this note reviews the current ‘worry list’ facing investors. The key points are as follows: – It seems that there are still plenty of things for investors to worry about: a double dip in the global economy; high private and public-sector debt in key…
It is foolish to discuss the need for insurance in this day and age. If not for many kinds of insurance, but certainly life insurance, health insurance and maybe a general insurance should be an essential element of one’s financial planning. The economic situation of the world being so volatile, one has to keep in…
Life insurance is a scheme which primarily aims at giving financial security to one’s loved ones. It basically is a contract between the policy holder and the insurer where the policy holder agrees to pay a particular sum of money after the death of the insurer to the beneficiary. The beneficiary is named by the…
There are many life insurance providers in Australia, so you need to research each one for the best product to suit your needs. Life insurance comparisons can easily be done online – you don’t even have to go to each company’s website if you choose the option of a website that allows you to compare…